Oily Soot

[Greg Newell]

Wim,
	My earlier reply was definitely tongue in cheek.
	 I agree with you that an insurance company will naturally try to
slither out of paying any and all claims if they can. I also think that
insurance companies many times get burned by unscrupulous people who see
unfortunate occurrences as an easy get rich quick scheme. 
	Before this blows up in my face, I'm not suggesting that this case is
one of them. Still I can't help but think that if the objection is the
smell and if something like FeBreeze can get rid of it .... Why all the
extra trouble and expense? I really am interested in your reply and not
just poking barbs here. Please explain.
					Greg Newell

Wimblees@AOL.COM wrote:
> 
> In a message dated 3/11/99 4:43:11 AM !!!First Boot!!!, gnewell@EN.COM writes:
> 
> << Boy!  No wonder my insurance bill is so high! Why not just knock down
>  the whole church and build another? {:>)
>                                 Greg Newell
>   >>
> 
> Apparently you've never had to deal with an insurance company getting the work
> done right. Perhaps your insurance rates are high, but that is because
> consumers are fighting back. It used to be that consumers just accepted what
> the insurance companies gave them, which was poor service. More and more
> consumers are demanding better service. Right now the rates keep going up. But
> there will come a time when the industry is going to have to get realistic,
> either because of consumer demand, or government regulation.
> 
> Case in point. One of my customers bought a new grand piano 6 months ago. Last
> month a pipe bust on the second floor, and the piano became the bucket. Water
> all over the soundboard, pin block area, action etc. It was a low end piano,
> but the damage was severe enough that I "totaled" the piano. (just like they
> do with cars). I called the customer back last week and asked what was
> happening. She told me the insurance company was going to pay the claim, but
> then cancell the insurance. I told her to get a lawyer. She said, "My husband
> is a lawyer." In my view, the action by the insurance company is down and out
> blackmail. Either they don't pay the claim, or they will pay, but then won't
> insure you anymore. And when you get other insurance, one of the questions on
> the ap is "Were you ever rejected or canceled by another insurance company."
> When you answer "yes", they charge you more, or deny you coverage. In other
> words, you're screwed.
> 
> While on the one hand we need to be resourceful with our insurance claims, we
> also have to be realistic, and know how much damage was caused, and who is
> responsibly. Insurance company don't want to pay claims. But they also have to
> be held accountable for the policies they write.
> 
> If the church needs to be rebuilt, because the damage was severe enough, the
> insurance company should pay for that. Not try to "cover" up the soot with a
> paint brush.
> 
> Willem Blees