Health/Medical Insurance for Piano Techs?

[Barrie Heaton]

So what happens if you get a  long term illness and you have only had
the card of a year or so

Barrie,

In message <006d01c1e4de$89d38d20$903d2a3f@compaq>, Tom Servinsky
<tompiano@gate.net> writes
>Dittos,
>Can't agree more.
>We just signed up for the MSA account and the offerings, especially if you
>are basically healthy, will leave more money in your pocket.
>For those who are not aware of the MSA,this was Congress's attempt to give
>control the individual the opportunity  manage their own healthcare.  It's
>not a perfect situation but it's pretty darn close.
>You are allowed to put up to $300/monthly ( $3600) with the addition of the
>premium ( ours is $1300 quarterly, family of 6). Altogether we'll pay an
>average of $650/month. You are given a plastic debit card which works very
>much like a VISA card.
>The big difference between most health insurance plans and the MSA is the
>MSA covers anything related to health related expenditures. Dental, eye
>care, health care...it doesn't matter, providing you have enough reserve
>built up in your account.
>Remember these are all tax free contributions and the account will resemble
>much like an IRA account.
>Give Congress credit for designing a plan that gives the power back to the
>user.
>Tom Servinsky,RPT
>----- Original Message -----
>From: "Greg Newell" <gnewell@ameritech.net>
>To: <pianotech@ptg.org>
>Sent: Friday, April 12, 2002 11:42 AM
>Subject: Re: Health/Medical Insurance for Piano Techs?
>
>
>> Check with your local insurance agent to see if they can handle an MSA
>> (Medical Savings Account) . You'll end up paying about the sam but part of
>> the money is yours to use on medically related expenses. Have them explain
>> it all to you. They can do it better than I can. I think the best company
>to
>> have one with is Golden Rule. The portion of the premium that is yours is
>> put in an interest bearing account with checks you can use. Remember the
>> overall payment is the same as everybody else but in this case some of it
>is
>> yours!
>>
>> Greg
>>
>> Richard Oliver Snelson wrote:
>>
>> > I have a 55 lady (smoker/my wife's sister) who wishes to learn the piano
>> > tuning and repair business. I have checked on getting health insurance
>> > for her and got a large wakeup. So for it looks like $550 to $700 a
>> > month for basic coverage.
>> >
>> > What are you folks doing, that must provide your own health insurance?
>> > I have a wife that teaches school and is covered there. I'm over 65 and
>> > have coverage. I had no idea that the costs were so high! How do folks
>> > manage this. This is a real deterrent to someone wanting to go into
>> > business for themselves.
>> > Richard Snelson
>> > Oliver Piano Service
>>
>> --
>> Greg Newell
>> mailto:gnewell@ameritech.net
>>
>>
>

-- 
Barrie Heaton      PGP key on request           http://www.a440.co.uk/
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