Piano Replacement Insurance

[Avery Todd]

David,

Farmers is having a LOT of problems here in Texas because of their pricing
structure. They're blaming all the mold claims since our flood here last
year for raising rates, canceling policies, not renewing policies, etc.,
ad nauseam!

Welcome to the world of rip-off insurance companies!

Avery

At 09:33 AM 08/20/02 -0700, you wrote:

>6 months ago some kids threw a golf ball through our upstairs bedroom 
>window.  I called my insurance agent at Farmers and reported it.  He asked 
>if I'd like it boarded up for the night before they replaced it, all part 
>of the coverage..."sure", I said.  Sometime later I got a copy of the bill 
>sent to my insurance by the window guys...$800.  Now granted these guys 
>came right out and did the work, but that same way to high!  I sent a copy 
>to my insurance guy, he said he'd look into it.  I just got my annual fire 
>insurance bill.  My rates have gone up from $448 to $738, which includes a 
>three year charge for the broken window...This is the only claim I've had 
>in 10 years or so of coverage by Farmers.  Thanks, Farmers...Thanks 
>Farmers insurance agent...
>
>I've been checking around and the insurance companies seem to have some 
>price fixing going on...All were in the same ballpark for coverage...$660 
>or so.  So...I'll probably stay with Strongarmers...
>
>David I.
>
>
>
>
>
>----- Original message ---------------------------------------->
>From: <<mailto:Wimblees@AOL.COM>Wimblees@AOL.COM>
>To: <<mailto:pianotech@ptg.org>pianotech@ptg.org>
>Received: Tue, 20 Aug 2002 10:20:14 EDT
>Subject: Re: Piano Replacement Insurance
>
>
>In a message dated 8/20/02 7:29:46 AM Central Daylight Time, 
>mfarrel2@tampabay.rr.com writes:
>
>
>>This dude bought an old upright for a few hundred bucks, it got hit by a 
>>tree, and now he has ordered a new Mason & Hamlin 50 upri
>>
>>Terry Farrell
>
>
>That's an insurance company problem. Just write that the piano is a total 
>loss, and let it go. There are too many other problems we need to deal 
>with. Perhaps it is not ethical, but, again, that is the insurance 
>company's problem, not yours. Maybe I'm
>
>Wim