Piano Replacement Insurance

[Carl Meyer]

Quit pulling my chain, Avery. Insurance companies rate only below Lawyers and Doctors in my book.  The three conspire to make ordinary people unable to function on their own.  Our money supports their ability to get government to pass laws to mandate their outlandish income.  I'll shut up now less I offend the liberals on the list.  You see, if we had more clout we could go to the government to get them to pass laws making it illegal to tune your own piano and need a prescription from an RPT to buy (at an inflated price) any tool designed to repair or tune a piano.  



----- Original Message ----- 
From: "Avery Todd" <avery@ev1.net>
To: <pianotech@ptg.org>
Sent: Tuesday, August 20, 2002 5:27 PM
Subject: Re: Piano Replacement Insurance


> David,
> 
> Farmers is having a LOT of problems here in Texas because of their pricing
> structure. They're blaming all the mold claims since our flood here last
> year for raising rates, canceling policies, not renewing policies, etc.,
> ad nauseam!
> 
> Welcome to the world of rip-off insurance companies!
> 
> Avery
> 
> At 09:33 AM 08/20/02 -0700, you wrote:
> 
> >6 months ago some kids threw a golf ball through our upstairs bedroom 
> >window.  I called my insurance agent at Farmers and reported it.  He asked 
> >if I'd like it boarded up for the night before they replaced it, all part 
> >of the coverage..."sure", I said.  Sometime later I got a copy of the bill 
> >sent to my insurance by the window guys...$800.  Now granted these guys 
> >came right out and did the work, but that same way to high!  I sent a copy 
> >to my insurance guy, he said he'd look into it.  I just got my annual fire 
> >insurance bill.  My rates have gone up from $448 to $738, which includes a 
> >three year charge for the broken window...This is the only claim I've had 
> >in 10 years or so of coverage by Farmers.  Thanks, Farmers...Thanks 
> >Farmers insurance agent...
> >
> >I've been checking around and the insurance companies seem to have some 
> >price fixing going on...All were in the same ballpark for coverage...$660 
> >or so.  So...I'll probably stay with Strongarmers...
> >
> >David I.
> >
> >
> >
> >
> >
> >----- Original message ---------------------------------------->
> >From: <<mailto:Wimblees@AOL.COM>Wimblees@AOL.COM>
> >To: <<mailto:pianotech@ptg.org>pianotech@ptg.org>
> >Received: Tue, 20 Aug 2002 10:20:14 EDT
> >Subject: Re: Piano Replacement Insurance
> >
> >
> >In a message dated 8/20/02 7:29:46 AM Central Daylight Time, 
> >mfarrel2@tampabay.rr.com writes:
> >
> >
> >>This dude bought an old upright for a few hundred bucks, it got hit by a 
> >>tree, and now he has ordered a new Mason & Hamlin 50 upri
> >>
> >>Terry Farrell
> >
> >
> >That's an insurance company problem. Just write that the piano is a total 
> >loss, and let it go. There are too many other problems we need to deal 
> >with. Perhaps it is not ethical, but, again, that is the insurance 
> >company's problem, not yours. Maybe I'm
> >
> >Wim
> 
> 
>