This is a multi-part message in MIME format. ---------------------- multipart/alternative attachment Being relatively new to this business I have no piano service related insurance. And while I have yet to actually ask any of the members in my local PTG chapter if they carry any, I've thought about its value. Therefore, how many techs out there actually have insurance? How many = times have you actually needed it and/or were glad you had it? In other words, = is it worth investing in yet another insurance crap shoot in order to keep myself "protected" from the masses in our overly litigation inspired society? =20 Geoff Sykes Assoc. Los Angeles =20 -----Original Message----- From: pianotech-bounces@ptg.org [mailto:pianotech-bounces@ptg.org] On = Behalf Of Carl Meyer Sent: Thursday, August 11, 2005 4:55 PM To: Pianotech Subject: Re: Safeco business insurance =20 ----- Original Message -----=20 From: Andrew and <mailto:anrebe@sbcglobal.net> Rebeca Anderson=20 To: Pianotech <mailto:pianotech@ptg.org> =20 Sent: Thursday, August 11, 2005 3:08 PM Subject: Re: Safeco business insurance I got a quote from them that has me looking for competing bids. Andrew At 04:53 PM 8/11/2005, you wrote: To the list: Just got a renewal notice from Safeco that my insurance = will be raised 32% for the upcoming year!! Has anybody else encountered = something like this? =20 =20 Don Bee, Sr., RPT Chicago Chapter Thanks for reminding me how much insurance companies are like = politicians, lawyers and child molesters. =20 When I started to fix pianos, install pianocorders etc. I got a = liability etc policy from a broker for about 750 dollars a year. (that was about = what I was making) =20 State Farm then told me they were getting in the business. I got a = policy from them for about $450 a year. Next year they raised it to $550. Next year $1250. I reluctantly paid it until they then raised it to $2500. = It was obvious they wanted to get out of the business. Nobody would talk = to me for less than $2500. That was when I signed up for the PTG for about = $250 a year. Last payment was was about $550. I've never filed a clain (The insurance companies will say "well you're about due") If Safeco is listening I have one thing to say "UP YOURS". When my payment is due, = guess what? Hasta la vista baby. Has anybody tried Lloyds of London? They = insure boobs, so why not piano techs? =20 I have no advice, except to bitch, bitch.bitch. It won't do any good, = but you'll feel better. =20 When you shop for insurance, make sure it includes "products liability". that is very important if you install after market equipment such as Pianodisc or Pianomation. I still install the occasional Pianocorder = with interface to the computer so I am somewhat vunerable. Electrical installation can be a problem for liability. =20 Happy hunting, =20 Carl Meyer PTG assoc Santa Clara, Ca. ---------------------- multipart/alternative attachment An HTML attachment was scrubbed... URL: https://www.moypiano.com/ptg/pianotech.php/attachments/fa/7a/72/42/attachment.htm ---------------------- multipart/alternative attachment--
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