This is a multi-part message in MIME format. ---------------------- multipart/alternative attachment Hi Dean, Thanks for the tip. The account is a personal one that I use exclusivly = for tuning, and I agree the bank charges for the business types of = accounts. My wife has a DBA for her cleaning business.=20 You're in Indiana too I see. Is Terre Haute any larger than South Bend? = What is a good way to market this business if South Bend has at least 8 = other tuners, only one music store? I'm just getting in to this, and = I'm having trouble breaking in through the"we already have a tuner = nonsense. =20 Marshall ----- Original Message -----=20 From: Dean May=20 To: 'Pianotech'=20 Sent: Tuesday, January 03, 2006 9:52 PM Subject: RE: Separate business/personal accounts? Marshall, =20 It does not have to be a business account. In fact, this is usually = not desirable as banks tend to tack on all kinds of extra charges to = business accounts. Just make sure all checks are made out to you = personally and there will be no problem depositing them into a = "personal" account. If the checks are made out to a business name, like = Marshall's Piano Service, the bank can balk at depositing them into an = account that does not have that as a DBA.=20 =20 But as far as the IRS is concerned the main thing is that it be a = separate account, not that it be called business account, just that it = be an account used exclusively for business.=20 =20 Dean Dean May cell 812.239.3359 PianoRebuilders.com 812.235.5272 Terre Haute IN 47802 =20 -----Original Message----- From: pianotech-bounces@ptg.org [mailto:pianotech-bounces@ptg.org] On = Behalf Of pianotune05 Sent: Tuesday, January 03, 2006 9:39 PM To: Pianotech Subject: Re: Separate business/personal accounts? =20 Hi everyone. I have a seperate account, but it's not a business account. Would a = DBA account work as I get busier? Speaking of busy, any ideas on = advertising? I'm not in the financial place to advertise plus we have = at least 8 tuners in South Bend that I've either met or heard of. We = may have more in South Bend and the surounding area. =20 =20 I like the word mingling. That's how I met my wife. :) Marshall ----- Original Message -----=20 From: william ballard=20 To: Pianotech=20 Sent: Tuesday, January 03, 2006 8:49 PM Subject: Re: Separate business/personal accounts? =20 =20 On Jan 3, 2006, at 2:14 PM, Andrew and Rebeca Anderson wrote: Co-mingling is what the tax-"services" call it. Opening a second = account in the same bank usually works well. Sometimes they allow you = to make electronic draws to your personal account but using a cheque is = better for record-keeping. =20 Let's not overlook having separate business checking and savings = accounts, so that when you get a deposit on labor yet to be performed or = invoices for materials yet to arrive, that deposit can sit in the = savings account and not get dissolved in the daily ebb&flow flow in the = checking account. =20 Bill Ballard RPT NH Chapter, P.T.G. =20 "I go, two plus like, three is pretty much totally five. Whatever" ...........The new math +++++++++++++++++++++ ---------------------- multipart/alternative attachment An HTML attachment was scrubbed... URL: https://www.moypiano.com/ptg/pianotech.php/attachments/a8/bc/35/b3/attachment.htm ---------------------- multipart/alternative attachment--
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