Business Insurance

[Andrew and Rebeca Anderson]

Julia,
I carry the insurance offered to technicians from Safeco.  In today's 
litigious world you have to decide how much risk you want to carry 
yourself.  If you do any piano moving you should have some.  Arguably 
doing an over-pull pitch correction on some pianos carries a risk of 
plate failure (not any American makes that I'm aware of).  So far 
I've not heard of anyone getting stuck replacing the plate in some of 
those more risky foreign pianos.  Someone was sued but the suit was 
dropped after a piano engineer said he couldn't understand why they 
didn't break in the factory and a factory tech said, well they do sometimes.

May luck be with you!
Andrew

At 02:45 PM 6/4/2006, you wrote:
>Greetings,
>
>           I am taking a survey. How many on the list carry business 
> insurance? I am talking about the basic type of insurance where if 
> you break a lamp or a window while you are working, you can 
> reimburse the customer. It would not include faulty piano 
> repairs.(those would be your own responsibility)
>
>Julia Gottshall
>Reading, PA