Find the Christmas Greeting...a puzzler

[Tom Sivak]

Awwww...how sweet!  It's been years since someone wished me a SNHDBA!!
   
  SNHDBA to you and yours!  And to all on the list, too!
   
  Tom Sivak
  Chicago

Jon Page <jonpage at comcast.net> wrote:
  A
B C
DEFG
HI J K M
N O P Q R
S T V W Z Y
Z
-- 

Regards,

Jon Page

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