Hi, If you're wanting a statistical answer to your question, I would think that even if everybody reading this list responded, it still might not be enough to tell. Maybe the home office has an idea of how many people carry business insurance. I didn't carry insurance for my first six or seven years but now I do. Here in Montana I don't worry too much about theft, but I do move pianos, and so the liability part of the insurance is important. I've also had customers ask about it before I've moved their pianos. John Dorr Helena, MT
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