[pianotech] Tuning for $$$$

[Matthew Todd]

I report every penny, even the cash.  I plan to buy a house one day, and having every thing reported is a must.  If the lender were to look at my W-2 and see that I need to make a little more to qualify, that would be a bad thing for me knowing I did make more but didn't report it, but can't do anything about it.


TODD PIANO WORKS 
Matthew Todd, Piano Technician 
(979) 248-9578
http://www.toddpianoworks.com

--- On Mon, 3/2/09, Paul T Williams <pwilliams4 at unlnotes.unl.edu> wrote:

From: Paul T Williams <pwilliams4 at unlnotes.unl.edu>
Subject: Re: [pianotech] Tuning for $$$$
To: pianotech at ptg.org
Date: Monday, March 2, 2009, 10:37 PM



I always give a receipt for cash or check as well.I don't care what they do with it....  It's just that cash is too easy to spend. If I get cash, I spend it much more rapidly than the other.  I prefer a check.  Keeps my wife happy! :>) 
PW 







"Allan" <allan at sutton.net> 
Sent by: pianotech-bounces at ptg.org 
03/02/2009 02:42 PM 




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Re: [pianotech] Tuning for $$$$









It is certainly not outlawed to be paid in cash ? 
  
Not disclosing the revenue is another thing. 
  
I have a straight policy: cash or otherwise, I always write an invoice or receipt. I figure that if I act clean with the Revenue Service, the customers will be confident that I act clean with them. 
  
I am too straight? 
  
Allan 
  




From: pianotech-bounces at ptg.org [mailto:pianotech-bounces at ptg.org] On Behalf Of wimblees at aol.com
Sent: 2 mars 2009 13:19
To: pianotech at ptg.org
Subject: Re: [pianotech] Tuning for $$$$ 
  
If 90% of my customers would pay me in cash, I would surely be investigated by the IRS. They would wonder how I could afford to live in Hawaii making $5,000 a year. 
Willem (Wim) Blees, RPT
Piano Tuner/Technician
Mililani, Oahu, HI
808-349-2943
Author of: 
The Business of Piano Tuning
available from Potter Press
www.pianotuning.com 


-----Original Message-----
From: Gregor _ <karlkaputt at hotmail.com>
To: pianotech at ptg.org
Sent: Mon, 2 Mar 2009 6:19 am
Subject: Re: [pianotech] Tuning for $$$$ 
Interesting differences between USA and Europe. 90 % of my customers pay cash, credit cards are quite uncommon here and checks as well. The other 10 % get an invoice and transfer the money within 14 days - at least they are supposed to do so.

Gregor 




From: AlliedPianoCraft at hotmail.com
To: pianotech at ptg.org
Date: Mon, 2 Mar 2009 07:51:47 -0500
Subject: Re: [pianotech] Tuning for $$$$ 
Maybe 2 or 3 a year. Hasn't changed at all for me. No cash yet this year. 
  
Al 
  
  
From: wimblees at aol.com 
Sent: Sunday, March 01, 2009 7:25 PM 
To: tvaktvak at sbcglobal.net ; pianotech at ptg.org 
Subject: Re: [pianotech] Tuning for $$$$ 
  
Tom

I'm not getting more cash, but since I do accept credit cards, more customers are using them. 
Wim

-----Original Message-----
From: Tom Sivak <tvaktvak at sbcglobal.net>
To: pianotech <pianotech at ptg.org>
Sent: Sun, 1 Mar 2009 1:58 pm
Subject: [pianotech] Tuning for $$$$ 
List









Has anyone else noticed that people are paying in cash a lot more than usual?  I 




don't take credit cards, so it's either cash or check, but on the average I 




normally get maybe one customer per month that pays me in cash.  Maybe, two.  









Since January, I've been flush in cash.  Every week, one or two customers pay me 




in cash.  I haven't used an ATM since '08.









So, I'm wondering: anyone else experience this lately?  And if so, could this 




somehow be a bi-product of the recession?  (I could understand people using a 




credit card in tough times to forestall payment, but I don't see how paying in 




cash would be an advantage.) 









Tom Sivak




Chicago















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