[pianotech] disability insurance

[Ryan Sowers]

Hmmm. My wife was talking to our insurance agent about it, and it does sound
like they don't pay right away. Then what's the point? I'll seriously
consider your advice. We've been thinking about incorporating anyways. How
much does it cost to pay into workman's comp?

Thanks Dale!

On Wed, Dec 8, 2010 at 8:48 AM, Dale Erwin <erwinspiano at aol.com> wrote:

> Ryan
>   We used to carry it and over time the rates went sky high and when I did
> need it they fought me at every step. No reimbursement for about 2 months
> either. I had paid premiums for a long time too.
>  Incorporate, work for the corp.  and pay workmans comp. (I hate them) but
> Its cheaper in the long run
>
>
>  *Dale S. Erwin
> www.Erwinspiano.com
> Custom restoration
> Ronsen Piano hammers
> Join the Weickert felt Revolution
> 209-577-8397
> 209-985-0990
> *
>
>
>
>  -----Original Message-----
> From: Ryan Sowers <tunerryan at gmail.com>
> To: pianotech at ptg.org
> Sent: Wed, Dec 8, 2010 8:44 am
> Subject: [pianotech] disability insurance
>
>  The "Pain Hurts" thread reminded me that I've been meaning to discuss
> disability insurance with the list. I've been seriously contemplating
> carrying it. I worry about getting injured and being out of work for a
> couple of months or more. With a family of 5 and lots of bills the though of
> not working for more than a couple of weeks freaks me out.
>
>  I'm wondering if others carry it, and how much they pay?
>
> --
> Ryan Sowers, RPT
> Puget Sound Chapter
> Olympia, WA
> www.pianova.net
>



-- 
Ryan Sowers, RPT
Puget Sound Chapter
Olympia, WA
www.pianova.net
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