Agree with Mr. Nossaman here. You can't predict, and caveats will not be considered after the claim is settled. Tell them to either wait a year, or settle for a total loss since you can't possibly predict the extent of the damage. William R. Monroe On Thu, Oct 13, 2011 at 3:49 PM, Ron Nossaman <rnossaman at cox.net> wrote: > On 10/13/2011 2:47 PM, Rob McCall wrote: > >> So, does anyone have any proven methods of dealing with the insurance >> and the flood mitigation company that want solutions yesterday? The >> insurance company wants to pay it out, the owner wants their piano >> back, and the flood company doesn't want to store it. >> > > This was my thought at the first mention of waiting the months for it to > dry out before committing. No universe I've ever inhabited has contained an > insurance company that would agree to such a thing. They want it wrapped up > NOW. My approach is a letter explaining that, since I can't accurately > anticipate the long term damage until some long term has passed, the only > way I can expedite the process is to assume the worst, and presume total or > near total destruction. I include the damage repair estimate based on that > presumption, and approximate replacement cost as an alternative, and turn it > in. > > I find this to be more dramatically effective than caveats and > contingencies relying on guesses as to what damage was actually done, and > puts the responsibility and risk on them rather than on me. The piano owner > loves it, since it doesn't leave them twisting in the wind at the mercy of > "that claim has already been settled" when the fenders fall off (as it were) > next year. > > But then, this is possibly why I don't get repeat calls from insurance > companies too... > > Ron N > -------------- next part -------------- An HTML attachment was scrubbed... URL: <https://www.moypiano.com/ptg/pianotech.php/attachments/20111013/e860d8cc/attachment.htm>
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