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<p class=MsoNormal><font size=2 color=navy face=Arial><span =
style='font-size:
10.0pt;font-family:Arial;color:navy'>Hi =
Jeff,<o:p></o:p></span></font></p>

<p class=MsoNormal><font size=2 color=navy face=Arial><span =
style='font-size:
10.0pt;font-family:Arial;color:navy'><o:p>&nbsp;</o:p></span></font></p>

<p class=MsoNormal><font size=2 color=navy face=Arial><span =
style='font-size:
10.0pt;font-family:Arial;color:navy'>I did raise rates to cover it. =
It&#8217;s
just a pain in the butt to have to do it, not to mention that it&#8217;s =
$$
totally wasted!<o:p></o:p></span></font></p>

<p class=MsoNormal><font size=2 color=navy face=Arial><span =
style='font-size:
10.0pt;font-family:Arial;color:navy'><o:p>&nbsp;</o:p></span></font></p>

<p class=MsoNormal><font size=2 color=navy face=Arial><span =
style='font-size:
10.0pt;font-family:Arial;color:navy'>Jim<o:p></o:p></span></font></p>

<p class=MsoNormal><font size=2 color=navy face=Arial><span =
style='font-size:
10.0pt;font-family:Arial;color:navy'><o:p>&nbsp;</o:p></span></font></p>

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<div class=MsoNormal align=center style='text-align:center'><font =
size=3
face="Times New Roman"><span style='font-size:12.0pt'>

<hr size=2 width="100%" align=center tabindex=-1>

</span></font></div>

<p class=MsoNormal><b><font size=2 face=Tahoma><span =
style='font-size:10.0pt;
font-family:Tahoma;font-weight:bold'>From:</span></font></b><font =
size=2
face=Tahoma><span style='font-size:10.0pt;font-family:Tahoma'>
caut-bounces@ptg.org [mailto:caut-bounces@ptg.org] <b><span =
style='font-weight:
bold'>On Behalf Of </span></b>Jeff Olson<br>
<b><span style='font-weight:bold'>Sent:</span></b> Wednesday, January =
18, 2006
6:33 PM<br>
<b><span style='font-weight:bold'>To:</span></b> <st1:PersonName =
w:st="on">College
 and University Technicians</st1:PersonName><br>
<b><span style='font-weight:bold'>Subject:</span></b> Re: [CAUT] =
disablity
insurance</span></font><o:p></o:p></p>

</div>

<p class=MsoNormal><font size=3 face="Times New Roman"><span =
style='font-size:
12.0pt'><o:p>&nbsp;</o:p></span></font></p>

<div>

<p class=MsoNormal><font size=2 face=Arial><span =
style='font-size:10.0pt;
font-family:Arial'>I would just raise my rates to them to cover those
ridiculous requirements.&nbsp; If they didn't want to pay those rates, =
I'd tell
them to go screw themselves.&nbsp; (I wouldn't broadcast to =
them&nbsp;that I
was charging them more.&nbsp; But really, if there's no law that =
requires them
to make you carry those things, it would seem perfectly reasonable for =
them to
absorb the cost, since it's their policies which are generating =
it.)</span></font><o:p></o:p></p>

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<div>

<p class=MsoNormal><font size=3 face="Times New Roman"><span =
style='font-size:
12.0pt'>&nbsp;<o:p></o:p></span></font></p>

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<div>

<p class=MsoNormal><font size=2 face=Arial><span =
style='font-size:10.0pt;
font-family:Arial'>JO</span></font><o:p></o:p></p>

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<blockquote style='border:none;border-left:solid black =
1.5pt;padding:0in 0in 0in 4.0pt;
margin-left:3.75pt;margin-top:5.0pt;margin-right:0in;margin-bottom:5.0pt'=
>

<div>

<p class=MsoNormal><font size=2 face=Arial><span =
style='font-size:10.0pt;
font-family:Arial'>----- Original Message ----- =
<o:p></o:p></span></font></p>

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<div style='font-color:black'>

<p class=MsoNormal style='background:#E4E4E4'><b><font size=2 =
face=Arial><span
style='font-size:10.0pt;font-family:Arial;font-weight:bold'>From:</span=
></font></b><font
size=2 face=Arial><span =
style='font-size:10.0pt;font-family:Arial'> <a
href="mailto:jim_busby@byu.edu" title="jim_busby@byu.edu">Jim =
Busby</a> <o:p></o:p></span></font></p>

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<div>

<p class=MsoNormal><b><font size=2 face=Arial><span =
style='font-size:10.0pt;
font-family:Arial;font-weight:bold'>To:</span></font></b><font size=2
face=Arial><span style='font-size:10.0pt;font-family:Arial'> <a
href="mailto:caut@ptg.org" title="caut@ptg.org">College and =
University
Technicians</a> <o:p></o:p></span></font></p>

</div>

<div>

<p class=MsoNormal><b><font size=2 face=Arial><span =
style='font-size:10.0pt;
font-family:Arial;font-weight:bold'>Sent:</span></font></b><font =
size=2
face=Arial><span style='font-size:10.0pt;font-family:Arial'> =
Wednesday, January
18, 2006 4:08 PM<o:p></o:p></span></font></p>

</div>

<div>

<p class=MsoNormal><b><font size=2 face=Arial><span =
style='font-size:10.0pt;
font-family:Arial;font-weight:bold'>Subject:</span></font></b><font =
size=2
face=Arial><span style='font-size:10.0pt;font-family:Arial'> RE: =
[CAUT]
disablity insurance<o:p></o:p></span></font></p>

</div>

<div>

<p class=MsoNormal><font size=3 face="Times New Roman"><span =
style='font-size:
12.0pt'><o:p>&nbsp;</o:p></span></font></p>

</div>

<p class=MsoNormal><font size=2 color=navy face=Arial><span =
style='font-size:
10.0pt;font-family:Arial;color:navy'>Hi =
Wim,<o:p></o:p></span></font></p>

<p class=MsoNormal><font size=2 color=navy face=Arial><span =
style='font-size:
10.0pt;font-family:Arial;color:navy'><o:p>&nbsp;</o:p></span></font></p>

<p class=MsoNormal><font size=2 color=navy face=Arial><span =
style='font-size:
10.0pt;font-family:Arial;color:navy'>Actually, I should have made it =
clearer.
It&#8217;s not for BYU that I need all the extra coverage, it&#8217;s =
for the
outside work I contract to do. The LDS church has &#8220;FM =
Groups&#8221;
(facility management) of about 20 buildings. There are usually 4 or 5 =
pianos
per building. I used to do three FM groups but now I only do one. =
It&#8217;s
kind of silly to pay that much for one FM group, but since the world has =
gone
lawsuit crazy they felt they needed all contractors to have WC and =
liability
insurance. You may wonder why I keep that FM group. Well, it&#8217;s =
because
that&#8217;s where I live and I can&#8217;t stand the pianos to be out =
of tune.<o:p></o:p></span></font></p>

<p class=MsoNormal><font size=2 color=navy face=Arial><span =
style='font-size:
10.0pt;font-family:Arial;color:navy'><o:p>&nbsp;</o:p></span></font></p>

<p class=MsoNormal><font size=2 color=navy face=Arial><span =
style='font-size:
10.0pt;font-family:Arial;color:navy'>Jim<o:p></o:p></span></font></p>

<p class=MsoNormal><font size=2 color=navy face=Arial><span =
style='font-size:
10.0pt;font-family:Arial;color:navy'><o:p>&nbsp;</o:p></span></font></p>

<div>

<p class=MsoNormal><font size=2 color=black face=Arial><span =
style='font-size:
10.0pt;font-family:Arial;color:black'>&nbsp;<o:p></o:p></span></font></p>=


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