<html xmlns:v="urn:schemas-microsoft-com:vml" = xmlns:o="urn:schemas-microsoft-com:office:office" = xmlns:w="urn:schemas-microsoft-com:office:word" = xmlns:st1="urn:schemas-microsoft-com:office:smarttags" = xmlns="http://www.w3.org/TR/REC-html40"> <head> <meta http-equiv=Content-Type content="text/html; = charset=us-ascii"> <meta name=Generator content="Microsoft Word 11 (filtered medium)">  <title>HTML Message</title> <o:SmartTagType = namespaceuri="urn:schemas-microsoft-com:office:smarttags" name="State"/> <o:SmartTagType = namespaceuri="urn:schemas-microsoft-com:office:smarttags" name="place"/> <o:SmartTagType = namespaceuri="urn:schemas-microsoft-com:office:smarttags" name="PlaceName"/> <o:SmartTagType = namespaceuri="urn:schemas-microsoft-com:office:smarttags" name="PlaceType"/> <o:SmartTagType = namespaceuri="urn:schemas-microsoft-com:office:smarttags" name="City"/> <o:SmartTagType = namespaceuri="urn:schemas-microsoft-com:office:smarttags" name="PersonName"/>  <style>  </style> </head> <body lang=EN-US link=blue vlink=purple> <div class=Section1> Les, = David,<o:p></o:p> <o:p> </o:p> FYI, I have to carry one million $ = in liability insurance to do work for the <st1:place = w:st="on"><st1:PlaceName w:st="on">LDS</st1:PlaceName> <st1:PlaceType = w:st="on">Church</st1:PlaceType></st1:place>. It costs me $197.00 per year. They also require workman’s comp (I = have NO idea why) but that costs me about $560.00 per year. No disability, = though.<o:p></o:p> <o:p> </o:p> Regards,<o:p></o:p></p= > Jim Busby = BYU<o:p></o:p> <o:p> </o:p> <div> <div class=MsoNormal align=center style='text-align:center'> <hr size=2 width="100%" align=center tabindex=-1> </div> From: caut-bounces@ptg.org [mailto:caut-bounces@ptg.org] On Behalf Of Leslie Bartlett Sent: Saturday, January = 14, 2006 7:14 AM To: <st1:PersonName = w:st="on">ilvey@sbcglobal.net</st1:PersonName>; <st1:PersonName w:st="on">College and University = Technicians</st1:PersonName> Subject: RE: [CAUT] = disablity insurance<o:p></o:p> </div> <o:p> </o:p> <div> Not = I.....<o:p></o:p> </div> <div> I'm wondering how many have = liability insurance....  I know I'm getting to the point I need it, and noted = only one source for such at the PTG site.  I'll likely never have a shop = and never be a regular rebuilder, but I'm midway into a 100 year old Story = and Clark upright, and I feel it every moment I work on it, that should = something go wrong I could be in big trouble, even though this client has been = raving about each step. Much of the work, keys, case, stringing, I have = sub-contracted out.<o:p></o:p> </div> <div> les <st1:City w:st="on"><st1:place = w:st="on">bartlett</st1:place></st1:City><o:p></o:p> </div> <div>  <o:p></o:p> </div> <div> a fool with a tool is still a = fool<o:p></o:p> </div> <blockquote = style='margin-top:5.0pt;margin-right:0in;margin-bottom:5.0pt'> -----Original = Message----- From: = caut-bounces@ptg.org [mailto:caut-bounces@ptg.org]On = Behalf Of David Ilvedson Sent: Saturday, January = 14, 2006 12:14 AM To: pianotech@ptg.org; caut@ptg.org Subject: [CAUT] disablity insurance<o:p></o:p> New topic:   who has disability = insurance...?<o:p></o:p> David Ilvedson, RPT <st1:place w:st="on"><st1:City w:st="on">Pacifica</st1:City>, = <st1:State w:st="on">California</st1:State></st1:place> <o:p></o:p> </blockquote> </div> </body> </html>