<html xmlns:v="urn:schemas-microsoft-com:vml" =
xmlns:o="urn:schemas-microsoft-com:office:office" =
xmlns:w="urn:schemas-microsoft-com:office:word" =
xmlns:st1="urn:schemas-microsoft-com:office:smarttags" =
xmlns="http://www.w3.org/TR/REC-html40">

<head>
<META HTTP-EQUIV="Content-Type" CONTENT="text/html; =
charset=us-ascii">
<meta name=Generator content="Microsoft Word 11 (filtered medium)">
<!--[if !mso]>
<style>
v\:* {behavior:url(#default#VML);}
o\:* {behavior:url(#default#VML);}
w\:* {behavior:url(#default#VML);}
.shape {behavior:url(#default#VML);}
</style>
<![endif]--><o:SmartTagType
 namespaceuri="urn:schemas-microsoft-com:office:smarttags" =
name="place"/>
<o:SmartTagType =
namespaceuri="urn:schemas-microsoft-com:office:smarttags"
 name="PlaceName"/>
<o:SmartTagType =
namespaceuri="urn:schemas-microsoft-com:office:smarttags"
 name="PlaceType"/>
<o:SmartTagType =
namespaceuri="urn:schemas-microsoft-com:office:smarttags"
 name="PersonName"/>
<!--[if !mso]>
<style>
st1\:*{behavior:url(#default#ieooui) }
</style>
<![endif]-->
<style>
<!--
 /* Font Definitions */
 @font-face
        {font-family:Helvetica;
        panose-1:2 11 6 4 2 2 2 2 2 4;}
@font-face
        {font-family:Tahoma;
        panose-1:2 11 6 4 3 5 4 4 2 4;}
 /* Style Definitions */
 p.MsoNormal, li.MsoNormal, div.MsoNormal
        {margin:0in;
        margin-bottom:.0001pt;
        font-size:12.0pt;
        font-family:"Times New Roman";}
a:link, span.MsoHyperlink
        {color:blue;
        text-decoration:underline;}
a:visited, span.MsoHyperlinkFollowed
        {color:purple;
        text-decoration:underline;}
span.EmailStyle17
        {mso-style-type:personal;
        font-family:Arial;
        color:navy;}
span.EmailStyle19
        {mso-style-type:personal-reply;
        font-family:Arial;
        color:navy;}
@page Section1
        {size:8.5in 11.0in;
        margin:1.0in 1.25in 1.0in 1.25in;}
div.Section1
        {page:Section1;}
-->
</style>
<!--[if gte mso 9]><xml>
 <o:shapedefaults v:ext="edit" spidmax="1026" />
</xml><![endif]--><!--[if gte mso 9]><xml>
 <o:shapelayout v:ext="edit">
  <o:idmap v:ext="edit" data="1" />
 </o:shapelayout></xml><![endif]-->
</head>

<body bgcolor=white lang=EN-US link=blue vlink=purple =
style='WORD-WRAP: break-word;
khtml-nbsp-mode: space;khtml-line-break: after-white-space'>

<div class=Section1>

<p class=MsoNormal><font size=2 color=navy face=Arial><span =
style='font-size:
10.0pt;font-family:Arial;color:navy'>Jeff,<o:p></o:p></span></font></p>

<p class=MsoNormal><font size=2 color=navy face=Arial><span =
style='font-size:
10.0pt;font-family:Arial;color:navy'><o:p>&nbsp;</o:p></span></font></p>

<p class=MsoNormal><font size=2 color=navy face=Arial><span =
style='font-size:
10.0pt;font-family:Arial;color:navy'>Hummmmm&#8230;. Decisions, =
decisions&#8230;<o:p></o:p></span></font></p>

<p class=MsoNormal><font size=2 color=navy face=Arial><span =
style='font-size:
10.0pt;font-family:Arial;color:navy'><o:p>&nbsp;</o:p></span></font></p>

<p class=MsoNormal><font size=2 color=navy face=Arial><span =
style='font-size:
10.0pt;font-family:Arial;color:navy'>Cheers<o:p></o:p></span></font></p>

<p class=MsoNormal><font size=2 color=navy face=Arial><span =
style='font-size:
10.0pt;font-family:Arial;color:navy'>&nbsp;jim<o:p></o:p></span></font></=
p>

<div>

<div class=MsoNormal align=center style='text-align:center'><font =
size=3
face="Times New Roman"><span style='font-size:12.0pt'>

<hr size=2 width="100%" align=center tabindex=-1>

</span></font></div>

<p class=MsoNormal><b><font size=2 face=Tahoma><span =
style='font-size:10.0pt;
font-family:Tahoma;font-weight:bold'>From:</span></font></b><font =
size=2
face=Tahoma><span style='font-size:10.0pt;font-family:Tahoma'>
caut-bounces@ptg.org [mailto:caut-bounces@ptg.org] <b><span =
style='font-weight:
bold'>On Behalf Of </span></b>Jeff Olson<br>
<b><span style='font-weight:bold'>Sent:</span></b> Thursday, January =
19, 2006
4:33 PM<br>
<b><span style='font-weight:bold'>To:</span></b> <st1:PersonName =
w:st="on">College
 and University Technicians</st1:PersonName><br>
<b><span style='font-weight:bold'>Subject:</span></b> Re: [CAUT] =
disability
insurance</span></font><o:p></o:p></p>

</div>

<p class=MsoNormal><font size=3 face="Times New Roman"><span =
style='font-size:
12.0pt'><o:p>&nbsp;</o:p></span></font></p>

<div>

<p class=MsoNormal><font size=2 face=Arial><span =
style='font-size:10.0pt;
font-family:Arial'>Jim:</span></font><o:p></o:p></p>

</div>

<div>

<p class=MsoNormal><font size=3 face="Times New Roman"><span =
style='font-size:
12.0pt'>&nbsp;<o:p></o:p></span></font></p>

</div>

<div>

<p class=MsoNormal><font size=2 face=Arial><span =
style='font-size:10.0pt;
font-family:Arial'>&quot;<font color=navy><span =
style='color:navy'>On a
different note, Dan Levitan says that many people in NY are preferring =
women
piano technicians over men because they don&#8217;t want some strange =
man in
their house. That may indicate the need for more women technicians. It =
could
also mean that men techs need to be less &#8220;strange&#8221;. =
&nbsp;&nbsp;:-
)&quot;</span></font></span></font><o:p></o:p></p>

</div>

<div>

<p class=MsoNormal><font size=3 face="Times New Roman"><span =
style='font-size:
12.0pt'>&nbsp;<o:p></o:p></span></font></p>

</div>

<div>

<p class=MsoNormal><font size=2 color=navy face=Arial><span =
style='font-size:
10.0pt;font-family:Arial;color:navy'>So that means I either have to have =
a sex
&quot;reassignment&quot; operation or a strangectomy.&nbsp; Great.&nbsp; =
I have
no idea which one would be the more expensive or =
arduous.</span></font><o:p></o:p></p>

</div>

<div>

<p class=MsoNormal><font size=3 face="Times New Roman"><span =
style='font-size:
12.0pt'>&nbsp;<o:p></o:p></span></font></p>

</div>

<div>

<p class=MsoNormal><font size=2 color=navy face=Arial><span =
style='font-size:
10.0pt;font-family:Arial;color:navy'>:-(&nbsp; JeffO</span></font><font =
size=2
face=Arial><span =
style='font-size:10.0pt;font-family:Arial'><o:p></o:p></span></font></p=
>

</div>

<p class=MsoNormal><font size=2 color=navy face=Arial><span =
style='font-size:
10.0pt;font-family:Arial;color:navy'><o:p>&nbsp;</o:p></span></font></p>

<blockquote style='border:none;border-left:solid black =
1.5pt;padding:0in 0in 0in 4.0pt;
margin-left:3.75pt;margin-top:5.0pt;margin-right:0in;margin-bottom:5.0pt'=
>

<div>

<p class=MsoNormal><font size=2 face=Arial><span =
style='font-size:10.0pt;
font-family:Arial'>----- Original Message ----- =
<o:p></o:p></span></font></p>

</div>

<div style='font-color:black'>

<p class=MsoNormal style='background:#E4E4E4'><b><font size=2 =
face=Arial><span
style='font-size:10.0pt;font-family:Arial;font-weight:bold'>From:</span=
></font></b><font
size=2 face=Arial><span =
style='font-size:10.0pt;font-family:Arial'> <a
href="mailto:jim_busby@byu.edu" title="jim_busby@byu.edu">Jim =
Busby</a> <o:p></o:p></span></font></p>

</div>

<div>

<p class=MsoNormal><b><font size=2 face=Arial><span =
style='font-size:10.0pt;
font-family:Arial;font-weight:bold'>To:</span></font></b><font size=2
face=Arial><span style='font-size:10.0pt;font-family:Arial'> <a
href="mailto:caut@ptg.org" title="caut@ptg.org">College and =
University
Technicians</a> <o:p></o:p></span></font></p>

</div>

<div>

<p class=MsoNormal><b><font size=2 face=Arial><span =
style='font-size:10.0pt;
font-family:Arial;font-weight:bold'>Sent:</span></font></b><font =
size=2
face=Arial><span style='font-size:10.0pt;font-family:Arial'> =
Thursday, January
19, 2006 10:01 AM<o:p></o:p></span></font></p>

</div>

<div>

<p class=MsoNormal><b><font size=2 face=Arial><span =
style='font-size:10.0pt;
font-family:Arial;font-weight:bold'>Subject:</span></font></b><font =
size=2
face=Arial><span style='font-size:10.0pt;font-family:Arial'> RE: =
[CAUT]
disability insurance<o:p></o:p></span></font></p>

</div>

<div>

<p class=MsoNormal><font size=3 face="Times New Roman"><span =
style='font-size:
12.0pt'><o:p>&nbsp;</o:p></span></font></p>

</div>

<p class=MsoNormal><font size=2 color=navy face=Arial><span =
style='font-size:
10.0pt;font-family:Arial;color:navy'>Jeff,<o:p></o:p></span></font></p>

<p class=MsoNormal><font size=2 color=navy face=Arial><span =
style='font-size:
10.0pt;font-family:Arial;color:navy'><o:p>&nbsp;</o:p></span></font></p>

<p class=MsoNormal><font size=2 color=navy face=Arial><span =
style='font-size:
10.0pt;font-family:Arial;color:navy'>How much does &#8220;disability
insurance&#8221; cost? What does it cover? Would Brent Fischer have been
covered for his hearing loss? It brings a lot of questions to =
mind.<o:p></o:p></span></font></p>

<p class=MsoNormal><font size=2 color=navy face=Arial><span =
style='font-size:
10.0pt;font-family:Arial;color:navy'><o:p>&nbsp;</o:p></span></font></p>

<p class=MsoNormal><font size=2 color=navy face=Arial><span =
style='font-size:
10.0pt;font-family:Arial;color:navy'>BTW, The LDS Church hasn&#8217;t =
gone to
fingerprinting, but they are now requiring &#8220;two deep =
leadership&#8221;
which means that no adult can be alone with a minor. (It&#8217;s not =
world
wide, yet.) Also, there is a policy being considered that no adult may =
sit a kid
on his/her lap. That will certainly make the nursery (1-3 years old)
challenging when a kid falls and needs holding by the &#8220;mom&#8221; =
that is
in the nursery. Ridiculous! A shame. (Although, if my kid had been =
molested I
might feel different.)<o:p></o:p></span></font></p>

<p class=MsoNormal><font size=2 color=navy face=Arial><span =
style='font-size:
10.0pt;font-family:Arial;color:navy'><o:p>&nbsp;</o:p></span></font></p>

<p class=MsoNormal><font size=2 color=navy face=Arial><span =
style='font-size:
10.0pt;font-family:Arial;color:navy'>On a different note, Dan Levitan =
says that
many people in NY are preferring women piano technicians over men =
because they
don&#8217;t want some strange man in their house. That may indicate the =
need
for more women technicians. It could also mean that men techs need to be =
less
&#8220;strange&#8221;. &nbsp;&nbsp;:- )<o:p></o:p></span></font></p>

<p class=MsoNormal><font size=2 color=navy face=Arial><span =
style='font-size:
10.0pt;font-family:Arial;color:navy'><o:p>&nbsp;</o:p></span></font></p>

<p class=MsoNormal><font size=2 color=navy face=Arial><span =
style='font-size:
10.0pt;font-family:Arial;color:navy'>&nbsp;Regards,<o:p></o:p></span></fo=
nt></p>

<p class=MsoNormal><font size=2 color=navy face=Arial><span =
style='font-size:
10.0pt;font-family:Arial;color:navy'>Jim<o:p></o:p></span></font></p>

<div>

<div class=MsoNormal align=center style='text-align:center'><font =
size=3
face="Times New Roman"><span style='font-size:12.0pt'>

<hr size=2 width="100%" align=center tabIndex=-1>

</span></font></div>

<p class=MsoNormal><b><font size=2 face=Tahoma><span =
style='font-size:10.0pt;
font-family:Tahoma;font-weight:bold'>From:</span></font></b><font =
size=2
face=Tahoma><span style='font-size:10.0pt;font-family:Tahoma'>
caut-bounces@ptg.org [mailto:caut-bounces@ptg.org] <b><span =
style='font-weight:
bold'>On Behalf Of </span></b>Jeff Tanner<br>
<b><span style='font-weight:bold'>Sent:</span></b> Thursday, January =
19, 2006
8:27 AM<br>
<b><span style='font-weight:bold'>To:</span></b> <st1:PersonName =
w:st="on">College
 and University Technicians</st1:PersonName><br>
<b><span style='font-weight:bold'>Subject:</span></b> Re: [CAUT] =
disablity
insurance</span></font><o:p></o:p></p>

</div>

<p class=MsoNormal><font size=3 face="Times New Roman"><span =
style='font-size:
12.0pt'><o:p>&nbsp;</o:p></span></font></p>

<p class=MsoNormal><font size=3 face="Times New Roman"><span =
style='font-size:
12.0pt'><o:p>&nbsp;</o:p></span></font></p>

<div>

<div>

<p class=MsoNormal><font size=3 face="Times New Roman"><span =
style='font-size:
12.0pt'>On Jan 18, 2006, at 10:30 PM, Jeff Olson =
wrote:<o:p></o:p></span></font></p>

</div>

<p class=MsoNormal style='margin-bottom:12.0pt'><font size=3
face="Times New Roman"><span =
style='font-size:12.0pt'><o:p>&nbsp;</o:p></span></font></p>

<p class=MsoNormal><span class=apple-style-span><span =
style='border-spacing: 0px 0px;
khtml-text-decorations-in-effect: none;apple-text-size-adjust: =
auto;orphans: 2;
widows: 2;word-spacing:0px'><font size=1 color=black =
face=Arial><span
style='font-size:7.5pt;font-family:Arial;color:black'>Agreed, =
Jim.&nbsp; I may
sound a bit bitter because I went through the same thing -- UCD informed =
they
would require those things.&nbsp; I politely said &quot;Fine, but of =
course
I'll need to charge you =
accordingly.&quot;&nbsp;</span></span></font></span><o:p></o:p></p>

</div>

<p class=MsoNormal><font size=3 face="Times New Roman"><span =
style='font-size:
12.0pt'><o:p>&nbsp;</o:p></span></font></p>

<div>

<p class=MsoNormal><font size=3 face="Times New Roman"><span =
style='font-size:
12.0pt'>Jim, Jeff, Wim, all,<o:p></o:p></span></font></p>

</div>

<div>

<p class=MsoNormal><font size=3 face="Times New Roman"><span =
style='font-size:
12.0pt'>It is my understanding that since the lawsuits broke out against =
the
Catholic church over child molestation, that there are now seminars for =
lawyers
to attend to learn how to sue churches.&nbsp; We now have to agree to =
federal
background checks just to teach sunday school to children. &nbsp;So, I =
am
convinced that churches are requiring this kind of protection for anyone =
who
might come under their roof while a child or anyone else who could be a =
victim
of any kind of malicious intent is present.&nbsp; It is indeed a =
different world.&nbsp;
Will church members start having to carry liability insurance to attend
services?<o:p></o:p></span></font></p>

</div>

<div>

<p class=MsoNormal><font size=3 face="Times New Roman"><span =
style='font-size:
12.0pt'><o:p>&nbsp;</o:p></span></font></p>

</div>

<div>

<p class=MsoNormal><font size=3 face="Times New Roman"><span =
style='font-size:
12.0pt'>Not sure I understand the workman's comp requirement, =
though.<o:p></o:p></span></font></p>

</div>

<div>

<p class=MsoNormal><font size=3 face="Times New Roman"><span =
style='font-size:
12.0pt'><o:p>&nbsp;</o:p></span></font></p>

</div>

<div>

<p class=MsoNormal><font size=3 face="Times New Roman"><span =
style='font-size:
12.0pt'>I do invest the few extra dollars per paycheck for the extended
disability coverage. &nbsp;The state covers short term disabiliity. =
&nbsp;I
used to sell insurance, and I think it is a smart few bucks to =
spend.&nbsp; We
once were taught that statistics are that you are 7 times more likely to =
become
disabled than to die prematurely.<o:p></o:p></span></font></p>

</div>

<div>

<p class=MsoNormal><font size=3 face="Times New Roman"><span =
style='font-size:
12.0pt'><o:p>&nbsp;</o:p></span></font></p>

</div>

<div>

<p class=MsoNormal><font size=3 face="Times New Roman"><span =
style='font-size:
12.0pt'>If you're looking at that highly advertised product, I'd do some
shopping around. That duck costs a lot of money and its got to come from
somewhere.<o:p></o:p></span></font></p>

</div>

<div>

<p class=MsoNormal><font size=3 face="Times New Roman"><span =
style='font-size:
12.0pt'><o:p>&nbsp;</o:p></span></font></p>

</div>

<div>

<p class=MsoNormal><font size=3 face="Times New Roman"><span =
style='font-size:
12.0pt'>Jeff<o:p></o:p></span></font></p>

</div>

<div>

<p class=MsoNormal><font size=3 face="Times New Roman"><span =
style='font-size:
12.0pt'><o:p>&nbsp;</o:p></span></font></p>

</div>

<p class=MsoNormal style='margin-bottom:12.0pt'><font size=3
face="Times New Roman"><span =
style='font-size:12.0pt'><o:p>&nbsp;</o:p></span></font></p>

<div><span style='border-spacing: 0px =
0px;khtml-text-decorations-in-effect: none;
apple-text-size-adjust: auto;orphans: 2;widows: 2;word-spacing:0px'>

<div>

<p class=MsoNormal><font size=1 color=black face=Helvetica><span
style='font-size:9.0pt;font-family:Helvetica;color:black'>Jeff Tanner, =
RPT<o:p></o:p></span></font></p>

</div>

<div>

<p class=MsoNormal><st1:place w:st="on"><st1:PlaceType =
w:st="on"><font size=1
  color=black face=Helvetica><span =
style='font-size:9.0pt;font-family:Helvetica;
  color:black'>University</span></font></st1:PlaceType><font size=1
 color=black face=Helvetica><span =
style='font-size:9.0pt;font-family:Helvetica;
 color:black'> of <st1:PlaceName w:st="on">South =
Carolina</st1:PlaceName></span></font></st1:place><font
size=1 color=black face=Helvetica><span =
style='font-size:9.0pt;font-family:
Helvetica;color:black'><o:p></o:p></span></font></p>

</div>

<div>

<p class=MsoNormal><font size=1 color=black face=Helvetica><span
style='font-size:9.0pt;font-family:Helvetica;color:black'><o:p>&nbsp;</=
o:p></span></font></p>

</div>

<p class=MsoNormal style='margin-bottom:12.0pt'><font size=3
face="Times New Roman"><span =
style='font-size:12.0pt'><o:p>&nbsp;</o:p></span></font></p>

</div>

<p class=MsoNormal><font size=3 face="Times New Roman"><span =
style='font-size:
12.0pt'></span><o:p>&nbsp;</o:p></span></font></p>

</blockquote>

</div>

</body>

</html>