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<DIV>In a message dated 1/18/2006 5:40:19 PM Central Standard Time,
jim_busby@byu.edu writes:</DIV>
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style="PADDING-LEFT: 5px; MARGIN-LEFT: 5px; BORDER-LEFT: blue 2px solid"><=
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<P class=MsoNormal><FONT face=Arial color=navy size=2><SPAN
style="FONT-SIZE: 10pt; COLOR: navy; FONT-FAMILY: Arial">Les,
David,<o:p></o:p></SPAN></FONT></P>
<P class=MsoNormal><FONT face=Arial color=navy size=2><SPAN
style="FONT-SIZE: 10pt; COLOR: navy; FONT-FAMILY: Arial"><o:p> </o:=
p></SPAN></FONT></P>
<P class=MsoNormal><FONT face=Arial color=navy size=2><SPAN
style="FONT-SIZE: 10pt; COLOR: navy; FONT-FAMILY: Arial">FYI, I have to =
carry
one million $ in liability insurance to do work for the <st1:place
w:st="on"><st1:PlaceName w:st="on">LDS</st1:PlaceName> <st1:PlaceType
w:st="on">Church</st1:PlaceType></st1:place>. It costs me $197.00 per ye=
ar.
They also require workman’s comp (I have NO idea why) but that cos=
ts me about
$560.00 per year. No disability, though.<o:p></o:p></SPAN></FONT></P>
<P class=MsoNormal><FONT face=Arial color=navy size=2><SPAN
style="FONT-SIZE: 10pt; COLOR: navy; FONT-FAMILY: Arial"><o:p> </o:=
p></SPAN></FONT></P>
<P class=MsoNormal><FONT face=Arial color=navy size=2><SPAN
style="FONT-SIZE: 10pt; COLOR: navy; FONT-FAMILY: Arial">Regards,<o:p></=
o:p></SPAN></FONT></P>
<P class=MsoNormal><FONT face=Arial color=navy size=2><SPAN
style="FONT-SIZE: 10pt; COLOR: navy; FONT-FAMILY: Arial">Jim Busby
BYU<o:p></o:p></SPAN></FONT></P></FONT></BLOCKQUOTE></DIV>
<DIV></DIV>
<DIV>This is interesting. You work for a university, but they make you pay
liability AND workman's comp. In Missouri and Alabama, the employer has to p=
ay
workman's comp. And it would seem to me, that an employer has to cover you f=
or
liability, also. </DIV>
<DIV> </DIV>
<DIV>Wim </DIV></FONT></BODY></HTML>