<!DOCTYPE HTML PUBLIC "-//W3C//DTD HTML 4.0 Transitional//EN"> <HTML><HEAD> <META http-equiv=Content-Type content="text/html; charset=iso-8859-1"> <META content="MSHTML 5.50.4807.2300" name=GENERATOR> <STYLE></STYLE> </HEAD> <BODY bgColor=#ffffff> <DIV><FONT size=2>Hello group-</FONT></DIV> <DIV><FONT face=Arial size=2>        Does anyone have any familiarity with these loan programs whereby companies loan you pianos for a year and then replace them? I work at Cleveland State University and, times being what they are, we've been offered one such 'deal'. If you do, let me know at <A href="mailto:s.kabat@csuohio.edu">s.kabat@csuohio.edu</A>. I'd appreciate any onfo. Thanks.</FONT></DIV> <DIV><FONT face=Arial size=2>    Steve Kabat, RPT</FONT></DIV></BODY></HTML>