<HTML><BODY style="word-wrap: break-word; -khtml-nbsp-mode: space; =
-khtml-line-break: after-white-space; "><BR><DIV><DIV>On Oct 31, 2005, =
at 2:58 PM, Conrad Hoffsommer wrote:</DIV><BR =
class="Apple-interchange-newline"><BLOCKQUOTE type="cite"><P =
style="margin: 0.0px 0.0px 0.0px 0.0px"><FONT face="Helvetica" =
size="3" style="font: 12.0px Helvetica">Benefits!<SPAN =
class="Apple-converted-space"> </SPAN>...health =
care/retirement/<BR></FONT></P></BLOCKQUOTE><DIV><BR =
class="khtml-block-placeholder"></DIV><DIV>These are NOT free at most =
places - merely reduced, and are very different from employer to =
employer. Does the value of the benefits pay for the loss of =
income?</DIV><BR><BLOCKQUOTE type="cite"><P style="margin: 0.0px =
0.0px 0.0px 0.0px"><FONT face="Helvetica" size="3" style="font: =
12.0px Helvetica">reduced vehicle mileage, etc.</FONT></P> <BR =
class="Apple-interchange-newline"></BLOCKQUOTE></DIV><BR><DIV>Reduced =
mileage, but absolutely NO income tax deduction either. That 48 cents =
a mile would come in handy for commuters too.</DIV><DIV><BR =
class="khtml-block-placeholder"></DIV><DIV>JeffT</DIV></BODY></HTML>=