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<DIV>In a message dated 8/5/04 4:27:42 PM Central Daylight Time, skline@peak=
.org
writes:</DIV>
<BLOCKQUOTE
style="PADDING-LEFT: 5px; MARGIN-LEFT: 5px; BORDER-LEFT: blue 2px solid"><=
FONT
style="BACKGROUND-COLOR: transparent" face=Arial color=#000000 size=
=2>ON
AVERAGE, health insurance HAS to cost more than the medical services, to
<BR>pay for the infrastructure -- probably a LOT more! So if you pay a for=
tune
<BR>for medical insurance, you're betting that you're going to be so much =
more
<BR>unhealthy than an average person that it will make up for the large
<BR>insurance company costs you are paying.<BR><BR>Also, as time goes by I=
find out more and more that stress all by itself is <BR>unhealthy. Cortiso=
l
sends all kinds of chemistry down the wrong pathways. <BR>If the health sy=
stem
is so annoying and expensive that you are getting <BR>stressed out over it=
,
might it not worsen rather than improve health?<BR><BR>Just being a good
contrarian ...<BR></FONT></BLOCKQUOTE></DIV>
<DIV></DIV>
<DIV>I am just now jumping on this thread. (I wasn't aware it have gone in t=
his
direction).</DIV>
<DIV> </DIV>
<DIV>Health insurance is a necessary evil. It's like car and home owner's
insurance. Although HMO type health insurance is now paying for office visit=
s,
and even some medicine, the primary reason people need health insurance is f=
or
the unexpected disasters. An accident, or even minor surgery like an
appendectomy, can cost tens of thousands of dollars. Major surgery or a very=
bad
accident can go into the high six figures. </DIV>
<DIV> </DIV>
<DIV>Putting money aside might pay for the office visits, or even just a sma=
ll
claim, but there is no way you can save up enough to pay for a major problem=
.
That is why working for a school is so great. It not only helps [ay the heal=
th
insurance premiums, but you also get sick days, so you can continue getting =
paid
while recovering from your illness or accident. </DIV>
<DIV> </DIV>
<DIV>Wim </DIV></FONT></BODY></HTML>