<html xmlns:v="urn:schemas-microsoft-com:vml" = xmlns:o="urn:schemas-microsoft-com:office:office" = xmlns:w="urn:schemas-microsoft-com:office:word" = xmlns:st1="urn:schemas-microsoft-com:office:smarttags" = xmlns="http://www.w3.org/TR/REC-html40"> <head> <meta http-equiv=Content-Type content="text/html; = charset=us-ascii"> <meta name=Generator content="Microsoft Word 11 (filtered medium)"> <o:SmartTagType namespaceuri="urn:schemas-microsoft-com:office:smarttags" = name="PlaceName"/> <o:SmartTagType = namespaceuri="urn:schemas-microsoft-com:office:smarttags" name="PlaceType"/> <o:SmartTagType = namespaceuri="urn:schemas-microsoft-com:office:smarttags" name="place"/> <o:SmartTagType = namespaceuri="urn:schemas-microsoft-com:office:smarttags" name="PersonName"/>  <style>  </style> </head> <body lang=EN-US link=blue vlink=purple style='word-wrap: = break-word; -khtml-nbsp-mode: space;-khtml-line-break: after-white-space'> <div class=Section1> Jeff,<o:p></o:p> <o:p> </o:p> How much does “disability = insurance” cost? What does it cover? Would Brent Fischer have been covered for his = hearing loss? It brings a lot of questions to mind.<o:p></o:p> <o:p> </o:p> BTW, The LDS Church hasn’t = gone to fingerprinting, but they are now requiring “two deep = leadership” which means that no adult can be alone with a minor. (It’s not = world wide, yet.) Also, there is a policy being considered that no adult may sit a = kid on his/her lap. That will certainly make the nursery (1-3 years old) = challenging when a kid falls and needs holding by the “mom” that is in = the nursery. Ridiculous! A shame. (Although, if my kid had been molested I might feel different.)<o:p></o:p> <o:p> </o:p> On a different note, Dan Levitan = says that many people in NY are preferring women piano technicians over men = because they don’t want some strange man in their house. That may indicate the = need for more women technicians. It could also mean that men techs need to be = less “strange”.   :- )<o:p></o:p> <o:p> </o:p>  Regards,<o:p></o:p></fo= nt> Jim<o:p></o:p> <div> <div class=MsoNormal align=center style='text-align:center'> <hr size=2 width="100%" align=center tabindex=-1> </div> From: caut-bounces@ptg.org [mailto:caut-bounces@ptg.org] On Behalf Of Jeff Tanner Sent: Thursday, January = 19, 2006 8:27 AM To: <st1:PersonName = w:st="on">College and University Technicians</st1:PersonName> Subject: Re: [CAUT] = disablity insurance<o:p></o:p> </div> <o:p> </o:p> <o:p> </o:p> <div> <div> On Jan 18, 2006, at 10:30 PM, Jeff Olson = wrote:<o:p></o:p> </div> <o:p></o:p> Agreed, Jim.  I may sound a bit bitter because I went through the same = thing -- UCD informed they would require those things.  I politely said = "Fine, but of course I'll need to charge you = accordingly." <o:p></o:p> </div> <o:p> </o:p> <div> Jim, Jeff, Wim, all,<o:p></o:p> </div> <div> It is my understanding that since the lawsuits broke out against = the Catholic church over child molestation, that there are now seminars for = lawyers to attend to learn how to sue churches.  We now have to agree to = federal background checks just to teach sunday school to children.  So, I = am convinced that churches are requiring this kind of protection for anyone = who might come under their roof while a child or anyone else who could be a = victim of any kind of malicious intent is present.  It is indeed a = different world.  Will church members start having to carry liability = insurance to attend services?<o:p></o:p> </div> <div> <o:p> </o:p> </div> <div> Not sure I understand the workman's comp requirement, = though.<o:p></o:p> </div> <div> <o:p> </o:p> </div> <div> I do invest the few extra dollars per paycheck for the extended disability coverage.  The state covers short term disabiliity. =  I used to sell insurance, and I think it is a smart few bucks to = spend.  We once were taught that statistics are that you are 7 times more likely to = become disabled than to die prematurely.<o:p></o:p> </div> <div> <o:p> </o:p> </div> <div> If you're looking at that highly advertised product, I'd do some shopping around. That duck costs a lot of money and its got to come from somewhere.<o:p></o:p> </div> <div> <o:p> </o:p> </div> <div> Jeff<o:p></o:p> </div> <div> <o:p> </o:p> </div> <o:p> </o:p> <div> <div> Jeff Tanner, = RPT<o:p></o:p> </div> <div> <st1:place w:st="on"><st1:PlaceType = w:st="on">University</st1:PlaceType> of <st1:PlaceName w:st="on">South = Carolina</st1:PlaceName></st1:place><o:p></o:p> </div> <div> <o:p> </= o:p> </div> <o:p></o:p> </div> <o:p> </o:p> </div> </body> </html>