Brian, I buy the insurance offered to PTG members by Potter,Leonard (425-486-4334). It provides good liability coverage; my cost is $250/year. I have never needed their services, but I understand they are great to work with. I know some would say we should refuse to tune when no one is home, but I suspect that if I wouldn't, the clients would just switch to someone who did. If they leave the house unlocked for me, I will always lock it on the way out unless instructed otherwise. I think we do well to be a little careful, though. And situations will vary from one location to another. In some areas it seems everybody trusts everybody, and in other areas nobody trusts nobody. I recognize the possibility of getting into a sticky situation like Don did, but we can't insulate ourselves against every possibility. Clyde Hollinger btrout@desupernet.net wrote: > > Something I've been wondering about is what kind of insurance would be wise > for a tuner/technician to carry. There's the possibilities of breaking > something like an expensive vase, or knocking a valuable painting off of the > wall, or of damaging the piano in some way, or like you've mentioned, someone > being robbed with you as a suspect (since you were the last one there...). > > Question is, how do you protect yourself from this kind of situation? Do you > refuse to tune if there's no one home? or if they have to leave for work > before you're done? or if they want to leave the door open for you? > > It's a legitimate concern considering the society we all live in. > > Would sure like to hear what you think! > > Brian Trout > Quarryville, Pa.
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