Insuring an action

DALE ERWIN erwinpiano@msn.com
Sat, 27 Oct 2001 08:30:12 -0700


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Hi John
 =20
 As one who has had many similar concerns this may be of interest to you =
and many.  DID you know that any item sent out for repair such as washer =
clock and yes Steinway piano and or action is covered under that persons =
homeowners insurance. The important thing on a claim is to have establish=
ed a value a head of time. I have
many clients call their agents to confirm this and have not had any say i=
t's not so.

   Regards----Dale Erwin
 =20
----- Original Message -----
From: John Baird
Sent: Friday, October 26, 2001 3:30 PM
To: pianotech@ptg.org
Subject: Insuring an action
 =20
Although I have had many piano actions in my shop before, I would like
to hear from others about the amount of insurance that is advisable.

I will soon have a 12 year old Steinway L action in my shop. If it
should be destroyed, would the $10,000 Bailees and $10,000 Cargo
coverage I now have through PTG be enough? There's the cost of the new
action itself, of course, but then the considerable cost of time spent
making the action feel at home in its new host.

Other considerations?

Thanks, John Baird

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