Insurance Appraisal

[Clyde Hollinger]

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Terry,

I can't recall that I was ever asked for an appraisal for insurance
purposes, but I often thought that if I was, I would give two values --
what it might cost to replace the piano with one that matches its
current condition, and what it would cost to replace it with a new one
of similar quality.

Regards,
Clyde

Farrell wrote:

> A customer of mine has asked me to do an appraisal of his 1950s
> Steinway M for insurance purposes. Piano is in good condition. I have
> not done this before. I would imagine he is looking for two, or one of
> two values: Replacement cost of a new piano, and/or replacement cost
> of a comparable piano (price being consistent with what a dealer might
> ask for a similar piano). Anyone able to offer any guidance? Terry
> Farrell

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