Well, if you're tuning 5 pianos a month maybe... $5.10 a week pays for the dues if the total is $265.00. I just received my bill but haven't looked at it yet. I follow Dave Ramsey's advice. I don't charge. I pay cash for everything. I save money for what I want or need. I use a debt card for all transactions and if I don't have the money, I just say no and don't do it. I just bought another car and paid cash for it. Anything is possible but, a strict budget must be followed and adhered too. That's my opinion anyway. Works for me FWIW. -----Original Message----- From: pianotech-bounces at ptg.org [mailto:pianotech-bounces at ptg.org] On Behalf Of Duaine & Laura Hechler Sent: Monday, November 09, 2009 10:35 AM To: pianotech at ptg.org Subject: Re: [pianotech] pay as you go Gerald Groot wrote: > > * * > > * * > > *We don't do that here. The main problem with many people is that > they simply do not know how to save money. $265 or whatever our dues > are, is not a lot of money spread out through an entire year. > * > Oh, I beg to differ - it is if you don't have the money to set aside in the first place. PLUS, my wife just got laid off from her IT job after 35 years - gone to India :-( Duaine _____ avast! Antivirus <http://www.avast.com> : Outbound message clean. Virus Database (VPS): 091109-0, 11/09/2009 Tested on: 11/9/2009 1:36:19 PM avast! - copyright (c) 1988-2009 ALWIL Software.
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