Now that I think on it. The guy who told me of the problems he had, was talking about before the time of debit cards. I don't use a debit card. I use cash or a credit card, which I pay off in full when the bill comes in. So I obviously was not up on the debit card usefulness. Sorry for the obvious misinformation I was spreading. John Ross, Windsor, Nova Scotia. ----- Original Message ----- From: "Gerald Groot" <tunerboy3 at comcast.net> To: <pianotech at ptg.org> Sent: Monday, November 09, 2009 9:17 PM Subject: Re: [pianotech] pay as you go Yes it does. At least in the USA anyway. A debit card works exactly like a credit card. If I go into Home Depot for example, I run my debit card just like a credit card. When I reserve a hotel online of via the telephone, I use my debit card as a credit card. When I flew to Germany and Japan in 2006 and 2007 I reserved my plane flight etc., using my debit card as a credit card. You simply have to have the bank allow it to be run both ways as either a debit or credit transaction. I've never had any problems at all. Jer -----Original Message----- From: pianotech-bounces at ptg.org [mailto:pianotech-bounces at ptg.org] On Behalf Of John Ross Sent: Monday, November 09, 2009 5:31 PM To: pianotech at ptg.org Subject: Re: [pianotech] pay as you go One guy I new paid cash for everything. He couldn't book a hotel room, or rent a car, without a credit card. So cash for everything doesn't always work. John Ross Windsor, Nova Scotia ----- Original Message ----- From: "David Love" <davidlovepianos at comcast.net> To: <pianotech at ptg.org> Sent: Monday, November 09, 2009 5:07 PM Subject: Re: [pianotech] pay as you go Paying cash for everything even things like cars is great if you can do it. Doesnt work that well for houses though. David Love www.davidlovepianos.com -----Original Message----- From: pianotech-bounces at ptg.org [mailto:pianotech-bounces at ptg.org] On Behalf Of Gerald Groot Sent: Monday, November 09, 2009 10:36 AM To: pianotech at ptg.org Subject: Re: [pianotech] pay as you go Well, if you're tuning 5 pianos a month maybe... $5.10 a week pays for the dues if the total is $265.00. I just received my bill but haven't looked at it yet. I follow Dave Ramsey's advice. I don't charge. I pay cash for everything. I save money for what I want or need. I use a debt card for all transactions and if I don't have the money, I just say no and don't do it. I just bought another car and paid cash for it. Anything is possible but, a strict budget must be followed and adhered too. That's my opinion anyway. Works for me FWIW. -----Original Message----- From: pianotech-bounces at ptg.org [mailto:pianotech-bounces at ptg.org] On Behalf Of Duaine & Laura Hechler Sent: Monday, November 09, 2009 10:35 AM To: pianotech at ptg.org Subject: Re: [pianotech] pay as you go Gerald Groot wrote: > > * * > > * * > > *We don't do that here. The main problem with many people is that > they simply do not know how to save money. $265 or whatever our dues > are, is not a lot of money spread out through an entire year. > * > Oh, I beg to differ - it is if you don't have the money to set aside in the first place. PLUS, my wife just got laid off from her IT job after 35 years - gone to India :-( Duaine _____ avast! Antivirus <http://www.avast.com> : Outbound message clean. Virus Database (VPS): 091109-0, 11/09/2009 Tested on: 11/9/2009 1:36:19 PM avast! - copyright (c) 1988-2009 ALWIL Software. _____ avast! Antivirus <http://www.avast.com> : Outbound message clean. Virus Database (VPS): 091109-1, 11/09/2009 Tested on: 11/9/2009 8:17:59 PM avast! - copyright (c) 1988-2009 ALWIL Software.
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