[pianotech] disability insurance

Dale Erwin erwinspiano at aol.com
Wed Dec 8 09:48:46 MST 2010


Ryan
  We used to carry it and over time the rates went sky high and when I did need it they fought me at every step. No reimbursement for about 2 months either. I had paid premiums for a long time too. 
 Incorporate, work for the corp.  and pay workmans comp. (I hate them) but Its cheaper in the long run

 

 

Dale S. Erwin
www.Erwinspiano.com
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-----Original Message-----
From: Ryan Sowers <tunerryan at gmail.com>
To: pianotech at ptg.org
Sent: Wed, Dec 8, 2010 8:44 am
Subject: [pianotech] disability insurance


The "Pain Hurts" thread reminded me that I've been meaning to discuss disability insurance with the list. I've been seriously contemplating carrying it. I worry about getting injured and being out of work for a couple of months or more. With a family of 5 and lots of bills the though of not working for more than a couple of weeks freaks me out. 


I'm wondering if others carry it, and how much they pay? 

-- 
Ryan Sowers, RPT
Puget Sound Chapter
Olympia, WA
www.pianova.net

 
=
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