[pianotech] liability insurance

[Barrie Heaton]

In message <042E5A6C-EA9F-4B71-A1AC-F7C1AD9E5D94 at davidpritchard.com>,
David Pritchard <david at davidpritchard.com> writes
>I have $1,000,000 business liability insurance with State Farm.  The
>ONLY reason I have it is because the LDS Church requires it for anyone
>to set foot on any of their property.  In fact, they pay for it.  They
>offered to add about $5 per tuning to my normal rate for each of the 50
>or so pianos I do for them to cover the $225 annual premium for the
>insurance.

Interesting in the UK we have to have £5,000,000 which is about
$8,000.000 to enter schools and public places  Both the ABPT and PTA
provide this as part of their membership.  The ABPT also has an extra
£25,000 insurance on pianos benign worked on in the Home also,
10,000,000 employers if you employ a driver or helper As the PTG not got
a deal with an insurance broker for its members  ?

But a Lot of tuners don't have  it in the UK  Schools seldom ask but
that is changing as schools in the UK are now asking if you have a
current CRB as well.



Barrie,





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Barrie Heaton      PGP key on request           http://www.a440.co.uk/
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