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<DIV><FONT face=Arial size=2> Hi =
Alan:</FONT></DIV>
<DIV><FONT face=Arial size=2> I took my SS at 62 =
on the advice
of my accountant. He asked me how long I was going to live, I said =
"Forever, and so far its working." Born in 1937, I thought I =
better
take it early rather than later. Everyone's situation is =
different,
especially with the government changing the rules. Look at all the =
angles,
talk to your money advisor and make your best decision.</FONT></DIV>
<DIV><FONT face=Arial size=2> Mike =
Kurta</FONT></DIV>
<DIV><FONT face=Arial size=2> Auburn, =
NY</FONT></DIV>
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