<HTML><FONT FACE=arial,helvetica><FONT SIZE=2>In a message dated 5/24/01 1:44:06 AM Central Daylight Time,
<BR>rbrekne@broadpark.no writes:
<BR>
<BR>
<BR><BLOCKQUOTE TYPE=CITE style="BORDER-LEFT: #0000ff 2px solid; MARGIN-LEFT: 5px; MARGIN-RIGHT: 0px; PADDING-LEFT: 5px">I have found (through many past mistakes) that a "Medical Savings
<BR>> Account" is the best way to go. I have mine through a company called
<BR>Golden
<BR>> Rule. They offer significantly lower premiums than any other company that
<BR>I
<BR>> have seen. The payment is roughly what i was paying before but the
<BR>> difference between the actual premium and the payment is what goes in the
<BR>> interest bearing savings account. This money can be used for any medically
<BR>> deductible expenses you find throughout the year including but not limited
<BR>> to satisfying the deductible. Please do yourself the favor of at least
<BR>> checking into it. It really is the best thing going IMHO!
<BR>>
<BR>> Greg
<BR>>
<BR></BLOCKQUOTE>
<BR>
<BR>The way I read this, the premium you pay goes into a savings account, and
<BR>when you need to, you can use the saved up amount to pay the bill. What
<BR>happens when you have a bigger claim than what you have in your savings
<BR>account? I presume Golden Rule will "lend" you the money to pay the rest of
<BR>the bill. If so, what interest do you have to pay then? And if you decide to
<BR>quit the company, will you have to continue to pay off your "loan," in
<BR>addition to paying for your new insurance plan?
<BR>
<BR>Willem </FONT></HTML>