<!DOCTYPE HTML PUBLIC "-//W3C//DTD HTML 4.0 Transitional//EN"> <HTML><HEAD> <META http-equiv=Content-Type content="text/html; charset=iso-8859-1"> <META content="MSHTML 6.00.2800.1528" name=GENERATOR> <STYLE></STYLE> </HEAD> <BODY id=role_body style="FONT-SIZE: 12pt; COLOR: #000000; FONT-FAMILY: Arial" bottomMargin=7 bgColor=#ffffff leftMargin=7 topMargin=7 rightMargin=7> <DIV><FONT size=2>Dan,</FONT></DIV> <DIV><FONT size=2>I usually fix a faily high price for appraisals listing both current fair market (as is ) value and replacement value. Replacement value is a new Bosey full retail price for that size piano. Depreciation value MIGHT be a 70 year sliding scale (each year of age would be a $1000 deduction off a new piano price of 70K. You might stop the scale at 25%. Then add in for better than average condition or rebuilding or other work done that improved the piano, deduct for worse than average condition, add for special brands like S&S or Bosey, deduct for bad brands like K&C, W, B, ect. Add for a nice day, you get the idea. An absolute science. Then just call someone who is up on that brand and ask them. Find one that sold on the internet, ask a gypsy. Remember, she's paying you for a high appraisal, don't be shy.</FONT></DIV> <DIV><FONT size=2>Fenton</FONT></DIV> <BLOCKQUOTE dir=ltr style="PADDING-RIGHT: 0px; PADDING-LEFT: 5px; MARGIN-LEFT: 5px; BORDER-LEFT: #000000 2px solid; MARGIN-RIGHT: 0px"> <DIV style="FONT: 10pt arial">----- Original Message ----- </DIV> <DIV style="BACKGROUND: #e4e4e4; FONT: 10pt arial; font-color: black"><B>From:</B> <A title=mfarrel2@tampabay.rr.com href="mailto:mfarrel2@tampabay.rr.com">Farrell</A> </DIV> <DIV style="FONT: 10pt arial"><B>To:</B> <A title=pianotech@ptg.org href="mailto:pianotech@ptg.org">Pianotech List</A> </DIV> <DIV style="FONT: 10pt arial"><B>Sent:</B> Sunday, April 30, 2006 7:07 PM</DIV> <DIV style="FONT: 10pt arial"><B>Subject:</B> Re: insurance appraisal</DIV> <DIV><BR></DIV> <DIV><FONT size=2>NO!</FONT></DIV> <DIV><FONT size=2></FONT> </DIV> <DIV><FONT size=2>But if you confirm the year of manufacture and send us a bunch of pictures, we can certainly throw out all sorts of opinions (some maybe good, some maybe not-so-good...).</FONT></DIV> <DIV><FONT size=2></FONT> </DIV> <DIV><FONT size=2>Terry Farrell</FONT></DIV> <BLOCKQUOTE dir=ltr style="PADDING-RIGHT: 0px; PADDING-LEFT: 5px; MARGIN-LEFT: 5px; BORDER-LEFT: #000000 2px solid; MARGIN-RIGHT: 0px"> <DIV style="FONT: 10pt arial">----- Original Message ----- </DIV> <DIV style="BACKGROUND: #e4e4e4; FONT: 10pt arial; font-color: black"><FONT id=role_document face=Arial color=#000000 size=3>I am going to visit a new client who has a nearly  fifty year old  200 cm  Bosendorfer (she believes it was built in 1958.)  She may want an insurance appraisal on the instrument, which she claims is in "showroom" condition.  Does anyone have any advice on depreciation schedules for a piano this old, or advice that would prove fair to both her and the insurance company?</DIV> <DIV> <DIV> </DIV> <DIV>Hope everyone is having a great weekend,</DIV> <DIV> </DIV> <DIV>Dan Dannenfelser, RPT</DIV> <DIV>Sacramento, CA</DIV></DIV></BLOCKQUOTE></BLOCKQUOTE></FONT></BODY></HTML>