<html>
<body>
Julia,<br>
Insurance companies must operate by state. State regulators prevail
and the state has jurisdiction. That is the problem a national
organization has approaching insurance companies. Which are
licensed in all states? On a state by state basis PTG chapters may
be able to band together and get something like that going. It
would be yet another chore but it might be worth the effort...<br><br>
Andrew Anderson<br><br>
At 09:54 AM 6/14/2006, you wrote:<br>
<blockquote type=cite class=cite cite="">Greetings,<br>
<br>
Yes, I suppose if the
PTG members got together and approached an insurance company, they <i>may
</i>give us a good rate; perhaps if we can prove that our liability is
lower by statistical evidence, <i>perhaps</i>. Who knows? I doubt
it. For that matter, all the plumbers could get together and do the
same. Would insurance companies honor it? How about all the drivers of
automobiles as well? But perhaps since we are a guild, maybe this
is a good idea.<br>
I have the idea though,
that its like any business insurance: namely you approach the insurance
company on your own and they sell a policy to you just as they
would an independent plumber or carpenter or something.<br>
<br>
Anyone have more thoughts on this?
Perhps we should look into this.<br>
<br>
Julia<br>
Reading, PA<br>
<br>
In a message dated 6/8/2006 9:39:05 AM Eastern Standard Time,
pianotune05@comcast.net writes:<br>
<dl>
<dd>I guess what I meant was, do we receive any special discounts on
insurance since we are PTG members, a group rate?<br>
<dd>Marshall<br>
<dl>
<dd>----- Original Message ----- <br>
<dd>From:</b> <a href="mailto:KeyKat88@aol.com">KeyKat88@aol.com</a>
<br>
<dd>To:</b> <a href="mailto:pianotech@ptg.org">pianotech@ptg.org</a>
<br>
<dd>Sent:</b> Wednesday, June 07, 2006 10:43 PM<br>
<dd>Subject:</b> Re: Business Insurance<br><br>
<dd>In a message dated 6/7/2006 9:21:01 PM Eastern Standard Time,
<a href="mailto:pianotune05@comcast.net">pianotune05@comcast.net</a>
writes:<br>
<dl>
<dd>Do PTG members receive discounted insurance rates?<br>
<dd>Marshall<br><br>
</dl>
<dd>Greetings,<br>
<dd> <br>
<dd> I think
for insurance companies, business insurance is like any other business
insurance; the insurance company sees you coming. When you buy
business insurance, you are dealing with an insurance company not the
PTG. <br>
<dd> <br>
<dd>Julia Gottshall <br>
<dd>Reading, PA<br>
</dl>
</dl></blockquote></body>
<br>
</html>