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<DIV>Greetings,</DIV>
<DIV> </DIV>
<DIV> Yes, I suppose if the PTG members got together and approached an insurance company, they <EM>may </EM>give us a good rate; perhaps if we can prove that our liability is lower by statistical evidence, <EM>perhaps</EM>. Who knows? I doubt it. For that matter, all the plumbers could get together and do the same. Would insurance companies honor it? How about all the drivers of automobiles as well? But perhaps since we are a guild, maybe this is a good idea.</DIV>
<DIV> I have the idea though, that its like any business insurance: namely you approach the insurance company on your own and they sell a policy to you just as they would an independent plumber or carpenter or something.</DIV>
<DIV> </DIV>
<DIV> Anyone have more thoughts on this? Perhps we should look into this.</DIV>
<DIV> </DIV>
<DIV>Julia</DIV>
<DIV>Reading, PA</DIV>
<DIV> </DIV>
<DIV>In a message dated 6/8/2006 9:39:05 AM Eastern Standard Time, pianotune05@comcast.net writes:</DIV>
<BLOCKQUOTE style="PADDING-LEFT: 5px; MARGIN-LEFT: 5px; BORDER-LEFT: blue 2px solid">
<DIV><FONT face=Arial size=3>I guess what I meant was, do we receive any special discounts on insurance since we are PTG members, a group rate?</FONT></DIV>
<DIV><FONT face=Arial size=3>Marshall</FONT></DIV>
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<DIV style="FONT: 10pt arial">----- Original Message ----- </DIV>
<DIV style="BACKGROUND: #e4e4e4; FONT: 10pt arial; font-color: black"><B>From:</B> <A title=mailto:KeyKat88@aol.com href="mailto:KeyKat88@aol.com">KeyKat88@aol.com</A> </DIV>
<DIV style="FONT: 10pt arial"><B>To:</B> <A title=mailto:pianotech@ptg.org href="mailto:pianotech@ptg.org">pianotech@ptg.org</A> </DIV>
<DIV style="FONT: 10pt arial"><B>Sent:</B> Wednesday, June 07, 2006 10:43 PM</DIV>
<DIV style="FONT: 10pt arial"><B>Subject:</B> Re: Business Insurance</DIV>
<DIV><FONT face=Arial><BR></FONT></DIV>
<DIV>
<DIV><FONT face=Arial>In a message dated 6/7/2006 9:21:01 PM Eastern Standard Time, </FONT><A title=mailto:pianotune05@comcast.net href="mailto:pianotune05@comcast.net"><FONT face=Arial>pianotune05@comcast.net</FONT></A><FONT face=Arial> writes:</FONT></DIV>
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<DIV><FONT face=Arial size=3>Do PTG members receive discounted insurance rates?</FONT></DIV>
<DIV><FONT face=Arial size=3>Marshall</FONT></DIV></BLOCKQUOTE></DIV>
<DIV><FONT face=Arial>Greetings,</FONT></DIV>
<DIV><FONT face=Arial></FONT> </DIV>
<DIV><FONT face=Arial> I think for insurance companies, business insurance is like any other business insurance; the insurance company sees you coming. When you buy business insurance, you are dealing with an insurance company not the PTG. </FONT></DIV>
<DIV><FONT face=Arial></FONT> </DIV>
<DIV><FONT face=Arial>Julia Gottshall </FONT></DIV>
<DIV><FONT face=Arial>Reading, PA</FONT></DIV></BLOCKQUOTE></BLOCKQUOTE></DIV>
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