<HTML style="FONT-SIZE: x-small; FONT-FAMILY: MS Sans Serif"><HEAD> <META http-equiv=Content-Type content="text/html; charset=windows-1251"> <META content="MSHTML 6.00.2900.2963" name=GENERATOR></HEAD> <BODY> <P> <DIV>David said: "<FONT size=+0>Good points, Ed. I'm pretty sure I have State Disability, and I do have an emergency money stashed away. And one of my clients is an ear specialist at the health foundation where I'm a member.</FONT> <DIV><FONT size=+0></FONT></DIV> <DIV><FONT size=+0>All that said, SDI won't pay nearly what I earn. Perhaps finding a private insurer to take up the slack would be a good idea.</FONT></DIV> <DIV><FONT size=+0></FONT></DIV> <DIV><FONT size=+0>Thanks for the advice,"</FONT></DIV> <DIV><FONT size=+0></FONT></DIV> <DIV><FONT size=+0>Dave,</FONT></DIV> <DIV>    <FONT size=3>AFFLACK!  <G> hehe</FONT></DIV></DIV> <DIV> </DIV> <DIV> </DIV> <DIV>Joseph Garrett, R.P.T.</DIV> <DIV>Captain, Tool Police</DIV> <DIV>Squares R I</DIV> <DIV> </DIV> <P></P></BODY></HTML>