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<div>Good points, Ed. I'm pretty sure I have State Disability, and I do have an emergency money stashed away. And one of my clients is an ear specialist at the health foundation where I'm a member.</div>
<div> </div>
<div>All that said, SDI won't pay nearly what I earn. Perhaps finding a private insurer to take up the slack would be a good idea.</div>
<div> </div>
<div>Thanks for the advice,</div>
<div> </div>
<div style="CLEAR: both">Dave Stahl<br>
<br>
Dave Stahl Piano Service<br>
650-224-3560<br>
dstahlpiano@sbcglobal.net<br>
http://dstahlpiano.net/<br>
<br>
<br>
<br>
</div>
<div> </div>
<br>
-----Original Message-----<br>
From: ed440@mindspring.com<br>
To: pianotech@ptg.org<br>
Sent: Sun, 8 Oct 2006 1:33 PM<br>
Subject: RE: A downside to self-employment<br>
<br>
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<div class=AOLPlainTextBody id=AOLMsgPart_0_f7a5642b-263c-4a75-82b1-3395f1b3095c><PRE><TT>Dave-
Every self-employed piano technician should have
1) Disability insurance
2) A sick leave fund
3) A doctor who knows your income depnds on your hearing.
Rest well.
Ed Sutton
>
>----Original Message Follows----
>From: <A href="mailto:piannaman%40aol.com">piannaman@aol.com</A>
>Reply-To: Pianotech List <<A href="mailto:pianotech%40ptg.org">pianotech@ptg.org</A>>
>To: <A href="mailto:pianotech%40ptg.org">pianotech@ptg.org</A>
>Subject: A downside to self-employment
>Date: Sun, 08 Oct 2006 01:44:26 -0400
>
>You don't get paid when you don't work. That's the big downside. Vacations
>we generally tend to account for, but it's hard to plan sick leave.
>
>I probably should have taken this whole week off. I had a couple of nights
>of fever and chills, and was feeling weak most of the time. But like the
>stubborn ox I am, I pushed through what I thought was a cold, capped by a 4
>tuning-with-some-voicing Friday that included a fair amount of driving. I
>ended up in the ER that night with chest pain. Turns out it was a mild case
>of pneumonia, not a heart issue.
>
>Do others of you notice a difference in sound perception when you have a
>fever? Even pianos that I tuned that passed every interval and etd test
>available to me sounded unpleasant and off.
>
>Next time, I'll listen to my body when it screams, "take the time off." It
>would be a lot more costly to end up in the hospital for a long stretch than
>to miss a few days of work.
>
>Be Well,
>
>Dave Stahl, Sunday Sofa Spud
>
>Dave Stahl Piano Service
>650-224-3560
><A href="mailto:dstahlpiano%40sbcglobal.net">dstahlpiano@sbcglobal.net</A>
><A href="http://dstahlpiano.net/" target=_blank>http://dstahlpiano.net/</A>
>________________________________________________________________________
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