<!DOCTYPE HTML PUBLIC "-//W3C//DTD HTML 4.0 Transitional//EN"> <HTML><HEAD> <META HTTP-EQUIV="Content-Type" CONTENT="text/html; charset=us-ascii"> <TITLE>Message</TITLE> <META content="MSHTML 6.00.2900.2180" name=GENERATOR> <STYLE></STYLE> </HEAD> <BODY bgColor=#ffffff> <DIV><FONT face=Verdana color=#0000ff size=2><SPAN class=235464416-08112006>Hi Robin</SPAN></FONT></DIV> <DIV><FONT face=Verdana color=#0000ff size=2><SPAN class=235464416-08112006></SPAN></FONT> </DIV> <DIV><FONT face=Verdana color=#0000ff size=2><SPAN class=235464416-08112006>I believe insurance is a necessity for any business.  More so for someone in the piano industry - especially if you do repairs or restorations and you need to take the pianos to your workshop, and on site injuries might also need to be covered for by some kind of insurance. I only use small business insurance, and occasionally some extra insurance if I need to move expensive pianos.</SPAN></FONT></DIV> <DIV><FONT face=Verdana color=#0000ff size=2><SPAN class=235464416-08112006></SPAN></FONT> </DIV> <DIV><FONT face=Verdana color=#0000ff size=2><SPAN class=235464416-08112006>Regards</SPAN></FONT></DIV> <DIV><FONT face=Verdana color=#0000ff size=2></FONT> </DIV> <DIV><FONT face=Verdana color=#0000ff size=2></FONT> </DIV> <DIV align=left><FONT face=Verdana size=2>Kallie Swanepoel</FONT></DIV> <DIV align=left><FONT face=Verdana size=2></FONT> </DIV> <DIV align=left><FONT face=Verdana size=2>Piano Tuner/Klavierstemmer</FONT></DIV> <DIV align=left><FONT face=Verdana size=2></FONT> </DIV> <DIV align=left><FONT face=Verdana size=2>Skype Name:<BR>KallieSwanepoel<BR></FONT></DIV> <DIV align=left><FONT face=Verdana size=2>Phone: +27 (0) 12 379 3762<BR>Mobile: +27 (0) 83 261 6942<BR>Voice Link: +27 (0) 88 129 8775<BR>Fax: +27 (0) 86 633 2999<BR></FONT></DIV> <DIV align=left><FONT face=Verdana size=2><A href="http://www.kallieswanepoel.co.za/">http://www.kallieswanepoel.co.za</A></FONT></DIV> <DIV></DIV> <DIV class=OutlookMessageHeader lang=en-us dir=ltr align=left><FONT face=Tahoma size=2>-----Original Message-----<BR><B>From:</B> pianotech-bounces@ptg.org [mailto:pianotech-bounces@ptg.org] <B>On Behalf Of </B>Reid E. Nelson<BR><B>Sent:</B> 08 November 2006 18:07<BR><B>To:</B> pianotech@ptg.org<BR><B>Subject:</B> insurance for piano business<BR><BR></FONT></DIV> <DIV><FONT face=Arial size=2>How important is insurance for your piano business?  Is the need based on full-time vs. part-time business?  The kind of work you do--tuning/regulation vs. restoration at your shop at home?  So far, I have only had one customer ask me re: insurance.</FONT></DIV> <DIV><FONT face=Arial size=2></FONT> </DIV> <DIV><FONT face=Arial size=2>Thanks, Robin   </FONT></DIV></BODY></HTML>