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<DIV><FONT size=2>That's actually not bad, in a way. Their decision
reinforces that the fault was the manufacturer's, not yours.</FONT></DIV>
<DIV><FONT size=2></FONT> </DIV>
<DIV><FONT size=2>Like a broken string, it's hard to argue that it's your fault
when you are doing exactly what they hired you to do (assuming you're on the
right pin, of course).</FONT></DIV>
<DIV><FONT size=2></FONT> </DIV>
<DIV><FONT size=2>--Cy--</FONT></DIV>
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<DIV style="FONT: 10pt arial">----- Original Message ----- </DIV>
<DIV
style="BACKGROUND: #e4e4e4; FONT: 10pt arial; font-color: black"><B>From:</B>
<A title=tomtuner@verizon.net href="mailto:tomtuner@verizon.net">Tom
Driscoll</A> </DIV>
<DIV style="FONT: 10pt arial"><B>To:</B> <A title=pianotech@ptg.org
href="mailto:pianotech@ptg.org">Pianotech List</A> </DIV>
<DIV style="FONT: 10pt arial"><B>Sent:</B> Wednesday, November 08, 2006 6:24
PM</DIV>
<DIV style="FONT: 10pt arial"><B>Subject:</B> Re: insurance for piano
business</DIV>
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<DIV>Well Tom, what was it that was not covered?<BR><BR>JF<BR><BR><FONT
face=Arial size=2>To All,</FONT></DIV>
<DIV><FONT face=Arial size=2> A plate
broke near the tenor hitchpins in the course of a routine
pitch raise.First time in 32 years this has happened.</FONT></DIV>
<DIV><FONT face=Arial size=2> No Name stencil studio
from the 30's.I was not at fault as the sucker broke as soon as I pulled a
few strings up . </FONT></DIV>
<DIV><FONT face=Arial size=2> Essentially I was at the
controls and the piano broke.</FONT></DIV>
<DIV><FONT face=Arial size=2> As I found out ,
Safeco and the policy does not cover damage from inherent fault
in the piano(In this case a weakness in the plate
casting )</FONT></DIV>
<DIV><FONT face=Arial size=2> If I was moving the piano
across the room and tipped the sucker over the policy would cover. If it
was in the shop and the shop burned down--covered.I suspect a few more
scenarios apply but I'm now better informed as to the limits of the
coverage.</FONT></DIV>
<DIV><FONT face=Arial size=2> The client was very
reasonable and accepted the fact that there was no negligence and also the
fact that the piano had very little dollar value before the
event.</FONT></DIV>
<DIV><FONT face=Arial size=2> With the help of a dealer
friend of mine he bought an entry level Chinese studio at cost plus
move.</FONT></DIV>
<DIV><FONT face=Arial size=2> End of saga--read the fine
print !</FONT></DIV>
<DIV><FONT face=Arial size=2> Tom D.</FONT></DIV>
<DIV><FONT face=Arial size=2> </FONT><FONT
face=Arial size=2> </FONT><FONT face=Arial
size=2>
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