<!DOCTYPE HTML PUBLIC "-//W3C//DTD HTML 4.0 Transitional//EN"> <HTML><HEAD> <META http-equiv=Content-Type content=text/html;charset=ISO-8859-1> <META content="MSHTML 6.00.2900.2963" name=GENERATOR> <STYLE></STYLE> </HEAD> <BODY text=#000000 bgColor=#ffffff> <DIV><FONT face=Arial size=2></FONT> </DIV> <BLOCKQUOTE dir=ltr style="PADDING-RIGHT: 0px; PADDING-LEFT: 5px; MARGIN-LEFT: 5px; BORDER-LEFT: #000000 2px solid; MARGIN-RIGHT: 0px"> <DIV style="FONT: 10pt arial"><BR> </DIV> <BLOCKQUOTE dir=ltr style="PADDING-RIGHT: 0px; PADDING-LEFT: 5px; MARGIN-LEFT: 5px; BORDER-LEFT: #000000 2px solid; MARGIN-RIGHT: 0px"> <DIV>Well Tom, what was it that was not covered?<BR><BR>JF<BR><BR><FONT face=Arial size=2>To All,</FONT></DIV> <DIV><FONT face=Arial size=2>    A plate broke  near  the tenor hitchpins in the course of a routine pitch raise.First time in 32 years this has happened.</FONT></DIV> <DIV><FONT face=Arial size=2>    No Name stencil studio from the 30's.I was not at fault as the sucker broke as soon as I pulled a few strings up . </FONT></DIV> <DIV><FONT face=Arial size=2>    Essentially I was at the controls and the piano broke.</FONT></DIV> <DIV><FONT face=Arial size=2>    As I found out , Safeco and the policy does not cover damage from inherent fault in the piano(In this case a weakness in the plate casting )</FONT></DIV> <DIV><FONT face=Arial size=2>    If I was moving the piano across the room and tipped the sucker over the policy would cover. If it was in the shop and the shop burned down--covered.I suspect a few more scenarios apply but I'm now better informed as to the limits of the coverage.</FONT></DIV> <DIV><FONT face=Arial size=2>    The client was very reasonable and accepted the fact that there was no negligence and also the fact that the piano had very little dollar value before the event.</FONT></DIV> <DIV><FONT face=Arial size=2>    With the help of a dealer friend of mine he bought an entry level Chinese studio at cost plus move.</FONT></DIV> <DIV><FONT face=Arial size=2>    End of saga--read the fine print !</FONT></DIV> <DIV><FONT face=Arial size=2>    Tom D.</FONT></DIV> <DIV><FONT face=Arial size=2>    </FONT><FONT face=Arial size=2>   </FONT><FONT face=Arial size=2>    </FONT></DIV></BLOCKQUOTE></BLOCKQUOTE></BODY></HTML>