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<DIV><FONT face=Arial size=2>Robin,</FONT></DIV>
<DIV><FONT face=Arial size=2> I'll agree with the group. Get
the insurance but</FONT></DIV>
<DIV><FONT face=Arial size=2> read the fine print ! I had a
recent problem that I assumed was covered by my Safeco policy. SURPRISE!!! this
was an excluded event. The safeco adjuster showed me the section of the policy
that pertained to my claim and of course they were correct ---no coverage.
</FONT></DIV>
<DIV><FONT face=Arial size=2> The adjuster told me "People
think they should be covered for everything "</FONT></DIV>
<DIV><FONT face=Arial size=2> At the Rochester I picked up the
brochure from the agent and WOW! you would think the coverage included any
possible scenario. </FONT></DIV>
<DIV><FONT face=Arial size=2> I'm not sure if any better
policy for the money is out there but I'm looking.</FONT></DIV>
<DIV><FONT face=Arial size=2> Just once I would like to hear
an insurance representative say " Ok ,Tom your covered on this one .Check is
on the way."</FONT></DIV>
<DIV><FONT face=Arial size=2> I guess it's no accident that
the two biggest buildings in Boston are owned by insurance
companies.</FONT></DIV>
<DIV><FONT face=Arial size=2> Tom -Bitter but still
happy-Driscoll</FONT></DIV>
<DIV><FONT face=Arial size=2> </FONT></DIV>
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<DIV style="FONT: 10pt arial">----- Original Message ----- </DIV>
<DIV
style="BACKGROUND: #e4e4e4; FONT: 10pt arial; font-color: black"><B>From:</B>
<A title=renelson@freeway.net href="mailto:renelson@freeway.net">Reid E.
Nelson</A> </DIV>
<DIV style="FONT: 10pt arial"><B>To:</B> <A title=pianotech@ptg.org
href="mailto:pianotech@ptg.org">pianotech@ptg.org</A> </DIV>
<DIV style="FONT: 10pt arial"><B>Sent:</B> Wednesday, November 08, 2006 11:07
AM</DIV>
<DIV style="FONT: 10pt arial"><B>Subject:</B> insurance for piano
business</DIV>
<DIV><BR></DIV>
<DIV><FONT face=Arial size=2>How important is insurance for your piano
business? Is the need based on full-time vs. part-time business?
The kind of work you do--tuning/regulation vs. restoration at your shop at
home? So far, I have only had one customer ask me re:
insurance.</FONT></DIV>
<DIV><FONT face=Arial size=2></FONT> </DIV>
<DIV><FONT face=Arial size=2>Thanks, Robin
</FONT></DIV></BLOCKQUOTE></BODY></HTML>