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<DIV><FONT face=Arial size=2>The insured party (band director - school) needs to
tell you what kind of coverage they have. With homeowner's policies at least,
you can have what's called full-value replacement insurance - in which case the
cost of a similar new console would be the value - or they might have a lower
level of insurance that only covers for present value (takes into account age
and wear). It's one or the other. Find out what coverage they have and make your
best call.</FONT></DIV>
<DIV><FONT face=Arial size=2></FONT> </DIV>
<DIV><FONT face=Arial size=2>Terry Farrell</FONT></DIV>
<BLOCKQUOTE dir=ltr
style="PADDING-RIGHT: 0px; PADDING-LEFT: 5px; MARGIN-LEFT: 5px; BORDER-LEFT: #000000 2px solid; MARGIN-RIGHT: 0px">
<DIV style="FONT: 10pt arial">----- Original Message ----- </DIV>
<DIV
style="BACKGROUND: #e4e4e4; FONT: 10pt arial; font-color: black"> </DIV>
<DIV class=Section1>
<P class=MsoNormal><FONT face=Arial size=2><SPAN
style="FONT-SIZE: 10pt; FONT-FAMILY: Arial">Hi all. The band director in
the next town over just called and they’ve had some vandals during the summer
that covered everything in the band hall with fire extinguisher spray.
The director called the extinguisher supplier who says the spray is a
corrosive and much of the band equipment will start to be “eaten away”.
In addition, the vadals cut the wires to the air conditioning system and the
director said there are water droplets on most flat surfaces (<st1:State
w:st="on"><st1:place w:st="on">Texas</st1:place></st1:State> heat/humidity)
and these have mixed with the extinguisher to make a big mess. Nice,
huh?<o:p></o:p></SPAN></FONT></P>
<P class=MsoNormal><FONT face=Arial size=2><SPAN
style="FONT-SIZE: 10pt; FONT-FAMILY: Arial"><o:p> </o:p></SPAN></FONT></P>
<P class=MsoNormal><FONT face=Arial size=2><SPAN
style="FONT-SIZE: 10pt; FONT-FAMILY: Arial">They have a Wurlitzer console
(probably about 30-40 years old) they’ve asked me to look at tomorrow.
I’m assuming the best thing to do is consider it a loss so they can get a new
piano. Can I do a written statement with the replacement value as
opposed to the current value of the piano after depreciation? I’ve never
provided paperwork for insurance companies
before.<o:p></o:p></SPAN></FONT></P>
<P class=MsoNormal><FONT face=Arial size=2><SPAN
style="FONT-SIZE: 10pt; FONT-FAMILY: Arial"><o:p> </o:p></SPAN></FONT></P>
<P class=MsoNormal><FONT face=Arial size=2><SPAN
style="FONT-SIZE: 10pt; FONT-FAMILY: Arial">Thanks for any words of
advice.<o:p></o:p></SPAN></FONT></P>
<P class=MsoNormal><FONT face=Arial size=2><SPAN
style="FONT-SIZE: 10pt; FONT-FAMILY: Arial"><o:p> </o:p></SPAN></FONT></P>
<P class=MsoAutoSig><FONT face="Comic Sans MS" color=black size=3><SPAN
style="FONT-SIZE: 12pt; COLOR: black; FONT-FAMILY: 'Comic Sans MS'">Michelle
Smith<o:p></o:p></SPAN></FONT></P>
<P class=MsoAutoSig><FONT face="Comic Sans MS" color=black size=3><SPAN
style="FONT-SIZE: 12pt; COLOR: black; FONT-FAMILY: 'Comic Sans MS'">Smith
Piano Service<o:p></o:p></SPAN></FONT></P>
<P class=MsoAutoSig><st1:place w:st="on"><st1:City w:st="on"><FONT
face="Comic Sans MS" color=black size=3><SPAN
style="FONT-SIZE: 12pt; COLOR: black; FONT-FAMILY: 'Comic Sans MS'">Bastrop</SPAN></FONT></st1:City><FONT
face="Comic Sans MS" color=black><SPAN
style="COLOR: black; FONT-FAMILY: 'Comic Sans MS'">, <st1:State
w:st="on">Texas</st1:State></SPAN></FONT></st1:place><FONT
face="Comic Sans MS" color=black><SPAN
style="COLOR: black; FONT-FAMILY: 'Comic Sans MS'"><o:p></o:p></SPAN></FONT></P>
<P class=MsoAutoSig><FONT face="Comic Sans MS" color=black size=3><SPAN
style="FONT-SIZE: 12pt; COLOR: black; FONT-FAMILY: 'Comic Sans MS'">(512)
466-0238</SPAN></FONT><o:p></o:p></P>
<P class=MsoAutoSig><FONT face="Comic Sans MS" color=black size=3><SPAN
style="FONT-SIZE: 12pt; COLOR: black; FONT-FAMILY: 'Comic Sans MS'">michelle@smithpianoservice.com<o:p></o:p></SPAN></FONT></P>
<P class=MsoNormal><FONT face="Times New Roman" size=3><SPAN
style="FONT-SIZE: 12pt"><o:p> </o:p></SPAN></FONT></P>
<P class=MsoNormal><FONT face="Times New Roman" size=3><SPAN
style="FONT-SIZE: 12pt"><o:p> </o:p></SPAN></FONT></P>
<P class=MsoNormal><FONT face="Times New Roman" size=3><SPAN
style="FONT-SIZE: 12pt"><o:p> </o:p></SPAN></FONT></P></DIV></BLOCKQUOTE></BODY></HTML>