<HTML><HEAD> <META charset=US-ASCII http-equiv=Content-Type content="text/html; charset=US-ASCII"> <META content="MSHTML 6.00.2800.1106" name=GENERATOR></HEAD> <BODY style="FONT-SIZE: 10pt; FONT-FAMILY: Arial; BACKGROUND-COLOR: #ffffff"> <DIV>Greetings, </DIV> <DIV> </DIV> <DIV>         I service pianos in beautiful homes. They can have the <EM>worst</EM> pianos. Just their property taxes could pay for a nice grand, but some(most) dont get them. I can see that when the kids start lessons getting a clunker, that only makes sense, no matter how well off you are. So thats what they do.  What I think, is that,  they are in debt. I am very close to a similar situation in my own family.</DIV> <DIV> </DIV> <DIV>Julia Gottshall</DIV> <DIV>Reading, PA    </DIV><BR><BR><BR><DIV><FONT style="color: black; font: normal 10pt ARIAL, SAN-SERIF;"><HR style="MARGIN-TOP: 10px">See what's new at <A title="http://www.aol.com?NCID=AOLCMP00300000001170" href="http://www.aol.com?NCID=AOLCMP00300000001170" target="_blank">AOL.com</A> and <A title="http://www.aol.com/mksplash.adp?NCID=AOLCMP00300000001169" href="http://www.aol.com/mksplash.adp?NCID=AOLCMP00300000001169" target="_blank">Make AOL Your Homepage</A>.</FONT></DIV></BODY></HTML>