<div>Brian</div>


<div>&nbsp;</div>


<div>You can get a variety of insurance programs through the PTG&nbsp;insurance company. Ask the Home office for their name and address.&nbsp;(They used to advertise in the Journal, but I haven't seen them for a while). <br>
<br>
You should carry insurance not only in case of an accident, but in case you get sued for damaging a piano, when you know you didn't do anything because the insurance company's lawyers will defend you. <br>
</div>


<div style="CLEAR: both">Willem (Wim) Blees, RPT<br>
Piano Tuner/Technician<br>
Honolulu, HI<br>
Author of <br>
The Business of Piano Tuning<br>
available from Potter Press<br>
www.pianotuning.com</div>
<br>
<br>
-----Original Message-----<br>
From: Brian Doepke &lt;bdoepke@verizon.net&gt;<br>
To: pianotech@ptg.org<br>
Sent: Sat, 23 Feb 2008 4:57 pm<br>
Subject: insurance<br>
<br>


<div id=AOLMsgPart_2_812a4fc7-2d05-45b3-9bb0-74da660d94ab>
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<div class=MsoNormal>The manager at my bank asked me if I had business insurance.&nbsp; I mumbled something…I don’t remember. </div>


<div class=MsoNormal>&nbsp;</div>


<div class=MsoNormal>&nbsp;I am an LLC.</div>


<div class=MsoNormal>&nbsp;</div>


<div class=MsoNormal>Could I get some feedback regarding getting liability insurance.&nbsp; Good idea?&nbsp; Bad idea?&nbsp; Not worth it?&nbsp; ECT….</div>


<div class=MsoNormal>&nbsp;</div>


<div class=MsoNormal>Thanks</div>


<div class=MsoNormal>&nbsp;</div>


<div class=MsoNormal><I>Brian P. Doepke, RPT</I></div>


<div class=MsoNormal><B><I>A.A.A. Piano Works, LLC</I></B></div>


<div class=MsoNormal><B><I>Piano Tuning + Service</I></B></div>


<div class=MsoNormal>&nbsp;</div>
</div>
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