All you do is raise your tuning fee 5% - 3% for visa and 2% for the hassel of extra work to get paid!  You can't state on the bill that 3% is added for paypal, visa, or whoever. That WOULD INDEED get you in a world of hurt!! Paul <table width=100%> <tr valign=top> <td width=40%>"Alan Barnard" <pianotuner@embarqmail.com> Sent by: pianotech-bounces@ptg.org 04/11/2008 05:48 PM <table border> <tr valign=top> <td bgcolor=white> <div align=center>Please respond to pianotuner@embarqmail.com; Please respond to Pianotech List <pianotech@ptg.org></div></table> <td width=59%> <table width=100%> <tr valign=top> <td> <div align=right>To</div> <td>pianotech@ptg.org <tr valign=top> <td> <div align=right>cc</div> <td> <tr valign=top> <td> <div align=right>Subject</div> <td>Re: Professional practices, was "pay you later"</table> <table> <tr valign=top> <td> <td></table> </table> If Mastercard/Visa/Discovery/Amex catch you passing on your credit service costs you would be in a world of hurt. It is absolutely, strictly, strictly verbotten! It's just another of their high-handed practices.   As to PayPal, I dunno. Read the fine print.Alan BarnardSalem, MO Original messageFrom: paulrevenkojones@aol.comTo: pianotech@ptg.orgReceived: 4/11/2008 5:15:50 PMSubject: Re: Professional practices, was "pay you later" That's an interesting legal question. Be a bit wary and find out whether you can in fact do that. P It does cost you about 3% for the service You can add that to the invoice if you like. -----Original Message-----From: AlliedPianoCraft <AlliedPianoCraft@hotmail.com>To: Pianotech List <pianotech@ptg.org>Sent: Fri, 11 Apr 2008 4:48 pmSubject: Re: Professional practices, was "pay you later" John, just set up an account with PayPal and you can then send email invoices. They pay with a credit card and the money is then deposited in you account almost immediately. It does cost you about 3% for the service You can add that to the invoice if you like.   Al Guecia ----- Original Message ----- From: <a href=mailto:formsma@gmail.com>John Formsma</a> To: <a href=mailto:pianotech@ptg.org>Pianotech List</a> Sent: Friday, April 11, 2008 2:09 PM Subject: Re: Professional practices, was "pay you later" Agreed with your points below. How do you send an email invoice?  Do you do a PDF with the Mac?  Using Quickbooks to do the invoice? What about people who don't have an email?  I have a few older customers who don't have a computer. I think email is a good way to go, considering our modern era.  My practice now is to leave an invoice.  Most people expect to pay me before I leave.  I allow churches to mail payment.  And folks who aren't at home while I'm there. -- JF On Fri, Apr 11, 2008 at 12:24 PM, David Andersen <<a href=mailto:david@davidandersenpianos.com>david@davidandersenpianos.com</a>> wrote: My friends---- Would you like to be treated like a doctor, or a lawyer, or a skilled artisan? Or would you like to be treated like a day worker, or a cable installer, or a shade-tree mechanic? In the first group, the work, and the atmosphere surrounding the work, is the focus; actual money exchange happens later. In the second group, the focus is on getting the check. If you want to make more money and have more respect, act like a business with cash flow. If somebody wants to give you a check, OK. I hardly ever handle money now, and most of my clients (still) are private entities. I send an email invoice within 24 hours of the work; I haven't been stiffed once since I started this protocol 6 years ago. Well, once, by a white-collar criminal in Malibu...300 bucks. A hard and fast rule: those who seem like they couldn't care less about getting paid make a lot more money and are trusted quicker and deeper. People just like it better way back in the deep, old part of their brains. Don't fight the wiring. David Andersen (flame suit on) <hr>Get the <a href="http://www.mapquest.com/toolbar?NCID=mpqmap00030000000003" target=_blank>MapQuest Toolbar</a>, Maps, Traffic, Directions & More!