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<DIV><FONT face=Arial size=2>Andrew,</FONT></DIV>
<DIV><FONT face=Arial size=2>Allot of what you said is political, and I always
ignore that, but the snip below</FONT></DIV>
<DIV><FONT face=Arial size=2>I love, and agree with. Thank you. 'A REAL CASH
ECONOMY IS LOCAL'</FONT></DIV>
<DIV><FONT face=Arial size=2>Fenton</FONT></DIV>
<DIV><FONT face=Arial size=2></FONT> </DIV>
<DIV><FONT face=Arial size=2>This brings us back to psychology. We can let
the talking heads <BR>convince us that things are terrible or we can
explore the reality <BR>that real, cash, economy is local. That
larger debt-based economy is <BR>a house or cards that crashes and folds
in fairly predictable cycles. <BR>It re-arranges itself and takes
off again eventually piggy backing of <BR>the real cash economy you and I
make in our every-day-lives. It is <BR>going to be hard to get loans
for a while. So what. A cash based <BR>lifestyle makes a lot
more sense. Need more money, go out there and <BR>make it.
Re-examine your "needs" too and pay bills in order of <BR>importance:
food, housing, clothing and then everything else in its <BR>order.
Sometimes you have to look further and work harder but <BR>eventually
there is something out there for someone willing to make it
<BR>happen.<BR><BR>Never debase the value of the service you provide by attitude
or by <BR>reduced service. We do serve the people most able to pay
in general. <BR>That should be a comfort. Confidence on your
part begets confidence <BR>on the part of your customer.<BR><BR>Andrew
Anderson<BR><BR></DIV></FONT>
<DIV><FONT face=Arial size=2>----- Original Message ----- </FONT>
<DIV><FONT face=Arial size=2>From: "Andrew Anderson" <</FONT><A
href="mailto:anrebe@sbcglobal.net"><FONT face=Arial
size=2>anrebe@sbcglobal.net</FONT></A><FONT face=Arial size=2>></FONT></DIV>
<DIV><FONT face=Arial size=2>To: "Pianotech List" <</FONT><A
href="mailto:pianotech@ptg.org"><FONT face=Arial
size=2>pianotech@ptg.org</FONT></A><FONT face=Arial size=2>></FONT></DIV>
<DIV><FONT face=Arial size=2>Sent: Wednesday, October 08, 2008 2:05
PM</FONT></DIV>
<DIV><FONT face=Arial size=2>Subject: Re: the economy</FONT></DIV></DIV>
<DIV><FONT face=Arial><BR><FONT size=2></FONT></FONT></DIV><FONT face=Arial
size=2>> I've sold more pianos this year than the last several years
combined. <BR>> I'm expecting to sell more before
Christmas. I'm getting more calls <BR>> for piano service.
I never call customers because I'm too busy <BR>> generally.
Economy is 90% a psychological phenomenon:<BR>> <BR>> This current slow
down did have some pre-cursors. Clinton ran on <BR>> racial
integration especially in the financial sector and made good on <BR>>
his promise by sending out Justice Department Lawyers to threaten <BR>>
bankers that if they didn't improve on their balance of customers <BR>>
(racially) that they would be sued by the Justice Department with the
<BR>> deep pockets of the American people behind them. Bankers are
a <BR>> cautious lot and when pushed they asked what could they do and
they <BR>> were given an outline. Essentially they were to give
loans to risky <BR>> clients and develop certain types or risky
products. Democrats and <BR>> Republicans that were close enough
to the issue to understand the <BR>> ramifications protested that this
would result in a time bomb going <BR>> off when those unqualified (not
by race) clients couldn't make their <BR>> payments. They were
viciously labeled as racists without regard to <BR>> party by the
Clinton machine.<BR>> <BR>> The "rules" or psychological climate changed
and risky banking <BR>> products became the norm. While we had
good growth everything <BR>> worked. But, like it or not, taxes
do drag on the economy and we had <BR>> the Clinton tax-caused
recession going into Bush's first term. There <BR>> were some
economic measures taken in the form of tax cuts and stimulas <BR>> in
the form of a tax "refund". This only delayed the inevitable as
<BR>> all those pigeons sent aloft (fundamentally bad loans) came back
down <BR>> to roost.<BR>> <BR>> This brings us back to
psychology. We can let the talking heads <BR>> convince us that
things are terrible or we can explore the reality <BR>> that real,
cash, economy is local. That larger debt-based economy is <BR>> a
house or cards that crashes and folds in fairly predictable cycles.
<BR>> It re-arranges itself and takes off again eventually piggy backing
of <BR>> the real cash economy you and I make in our
every-day-lives. It is <BR>> going to be hard to get loans for a
while. So what. A cash based <BR>> lifestyle makes a lot
more sense. Need more money, go out there and <BR>> make
it. Re-examine your "needs" too and pay bills in order of <BR>>
importance: food, housing, clothing and then everything else in its
<BR>> order. Sometimes you have to look further and work harder
but <BR>> eventually there is something out there for someone willing
to make it <BR>> happen.<BR>> <BR>> Never debase the value of the
service you provide by attitude or by <BR>> reduced service. We
do serve the people most able to pay in general. <BR>> That
should be a comfort. Confidence on your part begets confidence
<BR>> on the part of your customer.<BR>> <BR>> Andrew Anderson<BR>>
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