<!DOCTYPE HTML PUBLIC "-//W3C//DTD HTML 4.0 Transitional//EN"> <HTML><HEAD> <META content="text/html; charset=ISO-8859-1" http-equiv=content-type> <META name=GENERATOR content="MSHTML 8.00.6001.19019"> <STYLE></STYLE> </HEAD> <BODY bgColor=#ffffff text=#000000> <DIV><STRONG><FONT size=2 face=Arial>Beggars belief!</FONT></STRONG></DIV> <DIV><STRONG><FONT size=2 face=Arial></FONT></STRONG> </DIV> <DIV><STRONG><FONT size=2 face=Arial></FONT></STRONG> </DIV> <DIV><STRONG><FONT size=2 face=Arial>signed</FONT></STRONG></DIV> <DIV><STRONG><FONT size=2 face=Arial></FONT></STRONG> </DIV> <DIV><STRONG><FONT size=2 face=Arial>Robin Banks</FONT></STRONG></DIV> <BLOCKQUOTE style="BORDER-LEFT: #000000 2px solid; PADDING-LEFT: 5px; PADDING-RIGHT: 0px; MARGIN-LEFT: 5px; MARGIN-RIGHT: 0px" dir=ltr><STRONG><FONT size=2 face=Arial></FONT></STRONG> </BLOCKQUOTE></BODY></HTML>