<html xmlns:v="urn:schemas-microsoft-com:vml" xmlns:o="urn:schemas-microsoft-com:office:office" xmlns:w="urn:schemas-microsoft-com:office:word" xmlns:st1="urn:schemas-microsoft-com:office:smarttags" xmlns="http://www.w3.org/TR/REC-html40" xmlns:ns0="urn:schemas-microsoft-com:office:smarttags"> <head> <meta http-equiv=Content-Type content="text/html; charset=us-ascii"> <meta name=Generator content="Microsoft Word 11 (filtered medium)"> <o:SmartTagType namespaceuri="urn:schemas-microsoft-com:office:smarttags" name="PostalCode"/> <o:SmartTagType namespaceuri="urn:schemas-microsoft-com:office:smarttags" name="State"/> <o:SmartTagType namespaceuri="urn:schemas-microsoft-com:office:smarttags" name="place"/> <o:SmartTagType namespaceuri="urn:schemas-microsoft-com:office:smarttags" name="City"/>  <style>  </style>  </head> <body lang=EN-US link=blue vlink=blue> <div class=Section1> The bottom line of your net income may appear smaller, but what counts is the bottom line of your available income. If leasing puts you in a lower tax bracket you may end up paying less in taxes. If you use tax software it’s pretty easy to play with the numbers to see how it works out.<o:p></o:p> <o:p> </o:p> If you are really interested in bottom line, do not buy or lease new. Lots of good vehicles out there for $1500 to $3000. Pay cash. You get a big savings on insurance as well since minimum coverage is all you need. These are disposable vehicles. If you total one, just go buy another. <o:p></o:p> <o:p> </o:p> Autotraders.com or cars.com are great sites to find exactly the used vehicle you are looking for at great prices. I have bought and sold on those sites and had very good experience. Craigslist.com is also a great place to find good deals. Download the Craigslist Reader Pro for free and you’ve got a nice search engine that enables you to do some pretty powerful searching.<o:p></o:p> <o:p> </o:p> I recently got running a vintage Honda CB900, 1981. Last plated in 1991; it sat in a barn for 20 years.<o:p></o:p> <img width=231 height=308 id="_x0000_i1026" src="cid:image001.jpg@01CC9DE7.2BF897A0"><o:p></o:p> <o:p> </o:p> It’s my new service vehicle if it isn’t raining. I’m loving it, even on cooler days, and getting 35-40 mpg. I’ve got about $1500 in it total ($500 for the bike, $1k for parts and stuff) and lots of fun evenings tinkering in the garage with my adult sons and son in law. There are some amazing motorcycle deals on CraigsList. And lots of internet forums for specific model bikes to help you fix them. I’m on 2 for my bike and they both sure made my project easier. <o:p></o:p> <o:p> </o:p> <o:p> </o:p> <div> Dean<o:p></o:p> Dean W May                        (812) 235-5272 voice and text<o:p></o:p> PianoRebuilders.com           (888) DEAN-MAY         <o:p></o:p> <ST1:PLACE u1:st="on"><ST1:PLACE u2:st="on"><U2:CITY u1:st="on"><ns0:City w:insAuthor="Dean May" w:insDate="2011-11-08T07:06:00Z" w:endInsAuthor="Dean May" w:endInsDate="2011-11-08T07:06:00Z"><st1:place w:st="on"><st1:City w:st="on">Terre Haute</st1:City></st1:place></ns0:City></U2:CITY> <ns0:State w:insAuthor="Dean May" w:insDate="2011-11-08T07:06:00Z" w:endInsAuthor="Dean May" w:endInsDate="2011-11-08T07:06:00Z"><U2:STATE u1:st="on"><st1:State w:st="on">IN</U2:STATE></st1:State></ns0:State> <ns0:PostalCode w:insAuthor="Dean May" w:insDate="2011-11-08T07:06:00Z" w:endInsAuthor="Dean May" w:endInsDate="2011-11-08T07:06:00Z"><U2:POSTALCODE u1:st="on"><st1:PostalCode w:st="on">47802</st1:PostalCode>           Give us a LIKE on Facebook! <a href="https://www.facebook.com/pages/PianoRebuilderscom/137780082943148">Go to PianoRebuilders.com</a></U2:POSTALCODE></ns0:PostalCode><o:p></o:p> </div> <div> <div class=MsoNormal align=center style='text-align:center'> <hr size=2 width="100%" align=center tabindex=-1> </div> From: pianotech-bounces@ptg.org [mailto:pianotech-bounces@ptg.org] On Behalf Of Matthew Todd Sent: Monday, November 07, 2011 10:41 PM To: pianotech@ptg.org Subject: Re: [pianotech] vehicle lease<o:p></o:p> </div> <o:p> </o:p> <div> <div style='right:auto'> I just bought a vehicle with 0% interest.  I paid taxes, registration, and all extra costs out of pocket.  Waaaaaay cheaper than a lease.<o:p></o:p> </div> <div style='right:auto'>  <o:p></o:p> </div> <div style='right:auto'> I also didn't buy into the whole "you can write everything off if you leased".  The more you write off, the smaller your bottom line is on paper.<o:p></o:p> </div> <div style='right:auto'>  <o:p></o:p> </div> <div> TODD PIANO WORKS Matthew Todd, Piano Technician (979) 248-9578<o:p></o:p> </div> <div> <a href="http://www.toddpianoworks.com/" target="_blank">http://www.toddpianoworks.com</a><o:p></o:p> </div> <div> <o:p> </o:p> </div> <div> <div> From: Tom Driscoll <tomtuner@verizon.net> To: pianotech@ptg.org Sent: Monday, November 7, 2011 1:44 PM Subject: [pianotech] vehicle lease<o:p></o:p> <div id=yiv2105805699> <div> <div> List,<o:p></o:p> </div> <div>   Anyone out there lease their service vehicle ?<o:p></o:p> </div> <div> My Hyundai Santafe has been great but it's bigger than I need and I'm at the tipping point so to speak. That is big $ repairs on the horizon.<o:p></o:p> </div> <div>  I'm thinking about a fuel efficient little wagon --Kia soul, nissan cube. Chevy  whatever it it's called.<o:p></o:p> </div> <div>  Any way your collective thoughts, experiences appreciated.<o:p></o:p> </div> <div>  Tom Driscoll<o:p></o:p> </div> </div> </div> <o:p> </o:p> </div> </div> </div> </div> </body> </html>