<html><body><div style="color:#000; background-color:#fff; font-family:arial, helvetica, sans-serif;font-size:10pt"><div><span>True.&nbsp; Unless of course, someone rearends you.....and wouldn't ya know?&nbsp; They don't have insurance!&nbsp; Ooops, guess I just lost that money I thought I was saving over the years :-)</span></div><div></div><div>&nbsp;</div><div><b><font color="#0000ff" size="4"><span style="font-weight: normal;"></span></font></b><b><font color="#0000ff" size="4"><u>TODD PIANO WORKS</u></font></b> <br><font color="#0000ff"><font size="3">Matthew Todd, Piano Technician</font> <br><font size="3">(979) 248-9578</font></font></div>  <div><font color="#0000ff" size="3"><a href="http://www.toddpianoworks.com/" rel="nofollow" target="_blank">http://www.toddpianoworks.com</a></font></div><div><br></div><div style="font-family: arial, helvetica, sans-serif; font-size: 10pt;"><div style="font-family: times new roman, new york, times, serif;
 font-size: 12pt;"><font size="2" face="Arial"><div style="margin: 5px 0px; padding: 0px; border: 1px solid rgb(204, 204, 204); height: 0px; line-height: 0; font-size: 0px;" class="hr" contentEditable="false" readonly="true"></div><b><span style="font-weight: bold;">From:</span></b> Rob McCall &lt;rob@mccallpiano.com&gt;<br><b><span style="font-weight: bold;">To:</span></b> Matthew Todd &lt;toddpianoworks@att.net&gt;; pianotech@ptg.org<br><b><span style="font-weight: bold;">Sent:</span></b> Tuesday, November 8, 2011 11:37 PM<br><b><span style="font-weight: bold;">Subject:</span></b> Re: [pianotech] vehicle lease<br></font><br>
<div id="yiv931386170"><div>Unless, of course, you paid an extra $450 that year to your insurer to have the better coverage over and above the minimum insurance... &nbsp;:-) &nbsp;With minimum coverage, on the years that you don't have a claim, you save the money to put towards future repairs, if needed.<div><br></div><div>Just a thought...<br><div><div><br><div>
<span style="font:/normal Optima; color: rgb(0, 0, 0); text-transform: none; text-indent: 0px; letter-spacing: normal; word-spacing: 0px; white-space: normal; border-collapse: separate; orphans: 2; widows: 2;" class="yiv931386170Apple-style-span"><span style="font:/normal Optima; color: rgb(0, 0, 0); text-transform: none; text-indent: 0px; letter-spacing: normal; word-spacing: 0px; white-space: normal; border-collapse: separate; orphans: 2; widows: 2;" class="yiv931386170Apple-style-span"><div style="word-wrap: break-word;"><span style="font:/normal Optima; color: rgb(0, 0, 0); text-transform: none; text-indent: 0px; letter-spacing: normal; word-spacing: 0px; white-space: normal; border-collapse: separate; orphans: 2; widows: 2;" class="yiv931386170Apple-style-span"><div style="word-wrap: break-word;"><span style="font:/normal Optima; color: rgb(0, 0, 0); text-transform: none; text-indent: 0px; letter-spacing: normal; word-spacing: 0px; white-space:
 normal; border-collapse: separate; orphans: 2; widows: 2;" class="yiv931386170Apple-style-span"><div style="word-wrap: break-word;"><span style="font:/normal Optima; color: rgb(0, 0, 0); text-transform: none; text-indent: 0px; letter-spacing: normal; word-spacing: 0px; white-space: normal; border-collapse: separate; orphans: 2; widows: 2;" class="yiv931386170Apple-style-span"><div style="word-wrap: break-word;">Regards,</div><div style="word-wrap: break-word;"><br></div><div style="word-wrap: break-word;">Rob McCall</div><div style="word-wrap: break-word;"><br></div><div style="word-wrap: break-word;">McCall Piano Service, LLC<br><a href="http://www.mccallpiano.com" rel="nofollow" target="_blank">www.mccallpiano.com</a></div><div style="word-wrap: break-word;">Murrieta, CA</div><div style="word-wrap: break-word;">951-698-1875<br><br></div></span></div></span></div></span></div></span></span>
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<br><div><div>On Nov 08, 2011, at 06:31 , Matthew Todd wrote:</div><br class="yiv931386170Apple-interchange-newline"><blockquote type="cite"><span style="font:/normal Optima; text-transform: none; text-indent: 0px; letter-spacing: normal; word-spacing: 0px; white-space: normal; border-collapse: separate; orphans: 2; widows: 2;" class="yiv931386170Apple-style-span"><span style="font-family: arial, helvetica, sans-serif; font-size: 13px;" class="yiv931386170Apple-style-span"><div><span>I've never had minimum insurance coverage and never plan to.&nbsp; Comprehensive is a good thing to have.&nbsp; Example:&nbsp; I recently paid $50 (deductible) for a $500 windshield.<var id="yiv931386170yui-ie-cursor"></var><br class="yiv931386170yui-cursor"></span></div><div></div><div>&nbsp;</div><div><b><font color="#0000ff" size="4"><span style="font-weight: normal;"></span></font></b><b><font color="#0000ff" size="4"><u>TODD PIANO WORKS</u></font></b><span
 class="yiv931386170Apple-converted-space">&nbsp;</span><br><font color="#0000ff"><font size="3">Matthew Todd, Piano Technician</font><span class="yiv931386170Apple-converted-space">&nbsp;</span><br><font size="3">(979) 248-9578</font></font></div><div><font color="#0000ff" size="3">http://www.toddpianoworks.com/</font></div></span></span><br class="yiv931386170Apple-interchange-newline"></blockquote></div><br></div></div></div></div></div><br><br></div></div></div></body></html>