<html><head></head><body style="word-wrap: break-word; -webkit-nbsp-mode: space; -webkit-line-break: after-white-space; ">Jurgen - ya know, I really didn't even think about credit card fees. If you would prefer I pay by check, that would be absolutely fine with me!<div><br></div><div>Terry Farrell</div><div><br><div><div>On Jan 24, 2013, at 11:49 AM, Jurgen Goering wrote:</div><br class="Apple-interchange-newline"><blockquote type="cite"><div style="word-wrap: break-word; -webkit-nbsp-mode: space; -webkit-line-break: after-white-space; ">The square  or similar systems won't work for me because most of my transaction are long distance. i.e. email or phone orders. I don't have the customer's card in hand to swipe it.  <div><br></div><div>... Digging deeper into the Square website, I see it IS possible to enter transactions manually, but then the fee climbs to 3.5% plus a transaction fee.  Too much.<div><br></div><div><div>I use the card services for my supply business.  Occasionally I get asked by a tuning client if I accept a credit card. I generally decline - I see no need to lose $3 to a company for a transaction fee when I can simply collect a check or cash and pocket 100% of my tuning charge.</div><div><br></div><div>Anyone using a transaction service provider with some experiences to share?  Anyone signed up with Federated Payments?</div><div><br><div> <span class="Apple-style-span" style="border-collapse: separate; font-family: Verdana; font-style: normal; font-variant: normal; font-weight: normal; letter-spacing: normal; line-height: normal; orphans: 2; text-align: -webkit-auto; text-indent: 0px; text-transform: none; white-space: normal; widows: 2; word-spacing: 0px; -webkit-border-horizontal-spacing: 0px; -webkit-border-vertical-spacing: 0px; -webkit-text-decorations-in-effect: none; -webkit-text-size-adjust: auto; -webkit-text-stroke-width: 0px; font-size: medium; ">Jurgen Goering<br>Piano Forte  <br><br><a href="http://www.pianofortesupply.com/">www.pianofortesupply.com</a><br><br><br><br><br><br></span> </div> <br></div></div></div></div></blockquote></div><br></div></body></html>