<!DOCTYPE HTML PUBLIC "-//W3C//DTD HTML 4.0 Transitional//EN"> <HTML><HEAD> <META http-equiv=Content-Type content="text/html; = charset=iso-8859-1"> <META content="MSHTML 6.00.2900.2802" name=GENERATOR> <STYLE></STYLE> </HEAD> <BODY bgColor=#ffffff> <DIV><FONT face=Arial>HI Avery,</FONT></DIV> <DIV><FONT face=Arial>Joe's a fine guy. He mentioned the word "rant" = in his post, but we since cleared the air anyway.  Thanks for defending him.:)  As for the school that teaches the vision impaired, if I = could attend I would, but to uproot my family wouldn't be practiclal at this = point in the ball game.  However, I'd like to visit them sometime. I've met = one of their instructors over the phone and through e-mail plus of their = studens via a few phone conversations. They do a great job.  Well have a = great night. </FONT></DIV> <DIV><FONT face=Arial>Marshall</FONT></DIV> <BLOCKQUOTE dir=ltr style="PADDING-RIGHT: 0px; PADDING-LEFT: 5px; MARGIN-LEFT: 5px; = BORDER-LEFT: #000000 2px solid; MARGIN-RIGHT: 0px"> <DIV style="FONT: 10pt arial">----- Original Message ----- </DIV> <DIV style="BACKGROUND: #e4e4e4; FONT: 10pt arial; font-color: = black"><B>From:</B> <A title=avery1@houston.rr.com = href="mailto:avery1@houston.rr.com">Avery</A> </DIV> <DIV style="FONT: 10pt arial"><B>To:</B> <A = title=pianotech@ptg.org href="mailto:pianotech@ptg.org">Pianotech</A> </DIV> <DIV style="FONT: 10pt arial"><B>Sent:</B> Tuesday, January 03, 2006 = 4:29 PM</DIV> <DIV style="FONT: 10pt arial"><B>Subject:</B> Re: Separate = business/personal accounts?</DIV> <DIV><BR></DIV>Marshall, <BR><BR>Joe and I rarely agree about a lot of = stuff, but I respect him. I don't remember all of that post, but I seriously = doubt that he ranted to you about being visually impaired. He wouldn't do = that. As best I remember, he told you about an opportunity to be trained by = people who train visually impaired people. As far as I know, Joe isn't visually = impaired! <BR>If you can't do it, that's fine. But don't accuse him of "ranting" = because he gave you a different option. OK. <BR>Off my soapbox! :-) = <BR><BR>Avery Todd<BR><BR>P.S. Please don't be intimated by any of us. We've all = "been there", whether we admit it or not! :-D\<BR><BR>At 09:26 AM 1/3/2006, = you wrote:<BR> <BLOCKQUOTE class=cite cite="" type="cite">Hi Richard,<BR>I'm = new to tuning myself.  It's nice to meet someone new like me.  Speaking = of rants, how did you like Joe's rant on me about being vision = impaired?  Im not sure why the piano hospital didn' t accept his application. I = know a woman who attended who is fully sighted.  As for bank accounts, = I personally hae a seperate personal one right now, but I'm seeking informaiton on this as well from the person I trained with in = tuning.  I'm glad you joined the list. It's intimidating to hang out with = these pros at times especially when they ream me about the vision impairment = and their perception of whether I word hard at learning the trade or = not.  Having someone new like yourself on the list helps ease the discomfort of = being new to the trade.  Let's stick together. <BR>Marshall<BR> <DL> <DD>----- Original Message ----- <BR> <DD>From:</B> <A href="mailto:rsanbornmorgan@yahoo.com">Richard = Morgan</A> <BR> <DD>To:</B> <A = href="mailto:pianotech@ptg.org">pianotech@ptg.org</A> <BR> <DD>Sent:</B> Tuesday, January 03, 2006 10:05 AM<BR> <DD>Subject:</B> Separate business/personal accounts?<BR><BR> <DD>Hello, all.<BR> <DD><BR>  <DD>I'm a new tuner, after years in academia, and newly returned = to the self-employed field.  How important is it to have a separate = bank account for my piano tech income?  Can I achieve an = appropriate level of separation using Quicken, and 'subdividing' my single bank = account?<BR> <DD><BR>  <DD>This list has already been marvelously instructive, even the = very long string following Susan's New Year's Rant.  As you might = imagine, I am struggling with how to price myself/my services.<BR> <DD><BR>  <DD>I'll not respond to each response, but will appreciate the = input each person provides.<BR> <DD><BR>  <DD>Thanks,<BR> <DD>Richard<BR></DD></DL></BLOCKQUOTE></BLOCKQUOTE></BODY></HTML>