<HTML><HEAD> <META http-equiv=Content-Type content="text/html;= charset=iso-8859-1"> <META content="MSHTML 6.00.2800.1264" name=GENERATOR> <STYLE></STYLE> </HEAD> <BODY bgColor=#ffffff> <DIV align=left><FONT face=Arial size=2></FONT>Terry:</DIV> <DIV align=left> </DIV> <DIV align=left>I have a 115-year-old Mason & Hamlin= upright in my living room.  Will that work?</DIV> <DIV align=left> </DIV> <DIV align=left>dave</DIV><FONT face=Arial size=2> <DIV= align=left><BR>__________________________________________</DIV> <DIV align=left>David M. Porritt, RPT</DIV> <DIV align=left>Meadows School of the Arts</DIV> <DIV align=left>Southern Methodist University</DIV> <DIV align=left>Dallas, TX 75275</DIV> <DIV align=left> </DIV> <DIV align=left><BR>----- Original message= ----------------------------------------><BR>From: Farrell= <<A= href="mailto:mfarrel2@tampabay.rr.com">mfarrel2@tampabay.rr.com<= /A>><BR>To: Pianotech <<A= href="mailto:pianotech@ptg.org">pianotech@ptg.org</A>><BR>Rec= eived: Mon, 2 Feb 2004 19:30:24 -0500<BR>Subject: Re: Concert= grand repalcement value</FONT></DIV> <DIV align=left><FONT face=Arial size=2><BR>What does a new one= cost?  $100,000?</FONT></DIV> <DIV><FONT face=Arial size=2></FONT> </DIV> <DIV><FONT face=Arial size=2>My homeowners policy is a= "replacement value" policy. If my 20 year old TV and my 30 year= old stove burn up in a fire, State Farm will replace my TV and= stove with a similar model new TV and stove. Likewise my worn= out recliner - it burns up and I get a new one. Why would a= piano be any different?</FONT></DIV> <DIV><FONT face=Arial size=2></FONT> </DIV> <DIV><FONT face=Arial size=2>Everyone should stash a= worn-out 90-year-old Mason & Hamlin upright in their= living room. And have a replacement value homeowners insurance= policy. Your house burns up and you get a new $25,000= piano!</FONT></DIV> <DIV><FONT face=Arial size=2></FONT> </DIV> <DIV><FONT face=Arial size=2>Terry Farrell</FONT></DIV> <BLOCKQUOTE dir=ltr style="PADDING-RIGHT: 0px; PADDING-LEFT: 5px;= MARGIN-LEFT: 5px; BORDER-LEFT: #000000 2px solid; MARGIN-RIGHT:= 0px"> <DIV style="FONT: 10pt arial">----- Original Message -----= </DIV> <DIV style="BACKGROUND: #e4e4e4; FONT: 10pt arial; font-color:= black"><B>From:</B> <A title=rinkyd@pacbell.net= href="mailto:rinkyd@pacbell.net">Phil Frankenberg</A> </DIV> <DIV style="FONT: 10pt arial"><B>To:</B> <A= title=pianotech@ptg.org= href="mailto:pianotech@ptg.org">pianotech</A> </DIV> <DIV style="FONT: 10pt arial"><B>Sent:</B> Monday, February 02,= 2004 3:01 PM</DIV> <DIV style="FONT: 10pt arial"><B>Subject:</B> Concert grand= repalcement value</DIV> <DIV><BR></DIV> <DIV><FONT face=Arial size=2>I have a customer with a Baldwin D= ,built in 1943 , in fair condition. He needs a replacement value= for insurance purposes. Any ideas on a fair median value= here?  Thanks.</FONT></DIV> <DIV><FONT face=Arial size=2>Phil Frankenberg<BR>CSU Chico,= Ca.</FONT></DIV></BLOCKQUOTE></BODY></HTML>