<HTML>In a message dated 10/9/02 11:39:36 AM Central Daylight Time, Kdivad@aol.com writes: <BLOCKQUOTE TYPE=CITE style="BORDER-LEFT: #0000ff 2px solid; MARGIN-LEFT: 5px; MARGIN-RIGHT: 0px; PADDING-LEFT: 5px"> <BLOCKQUOTE TYPE=CITE style="BORDER-LEFT: #0000ff 2px solid; MARGIN-LEFT: 5px; MARGIN-RIGHT: 0px; PADDING-LEFT: 5px">The money you have tied up in that M did not make you any money. You would have been better off putting that money into a savings account, and letting it earn 2.5% interest.</BLOCKQUOTE> Making $7,000 on a $18,000 investment in one year is certainly better than the bank. </BLOCKQUOTE> David This is where the fallacy comes in. You have not "made" $7000 in a year. How much time did you spend working on this piano? That is what you are getting paid for. You spent countless hours working for that money. Time you could have spent working on someone else's piano. Wim </HTML>